ZIP 37421 Property Distress & Foreclosure Data

In Hamilton County, Tennessee, ZIP 37421 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100). The latent-versus-live split is 73/100 structural and 6/100 already moving. Its standout signals are structural risk (73/100), construction/permit lag (58/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low.

The market reads peak — home values rose 3.6% year on year, and 16% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Home values center near $333,700, an affordability ratio of 3.8× — accessible. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 38% bachelor's-or-above. Around 38% of renters are cost-burdened. Median household income is $79,958, near the U.S. median near $78,000. About 52,516 people live here, median age 41. 8.7% of residents fall below the poverty threshold. Owners hold 61% of homes, renters 39%. The ZIP holds roughly 24,063 housing units. The vacancy rate is 7.4%.

Net-net, 37421 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.