ZIP 37406 Property Distress & Foreclosure Data

Hamilton County, Tennessee's ZIP 37406 registers 33/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100). The most distinctive pressure shows up in structural risk (73/100), construction/permit lag (58/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. Structural risk reads 73/100 against active distress of 6/100.

The market reads peak — home values rose 3.6% year on year, and 23% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 12,867 people live here, median age 36. Owners hold 47% of homes, renters 53%. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. There are about 5,989 housing units across 37406. Home values center near $168,000, an affordability ratio of 3.5× — accessible. DLRadar's demographic-stress index for the area reads 38/100. Median household income is $42,993, below the U.S. median near $78,000. Educational attainment sits at 16% bachelor's-or-above. Rent burden reaches 45% of tenant households. 28.1% of residents fall below the poverty threshold.

Net-net, 37406 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.