ZIP 37406 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 37406 (Hamilton County, Tennessee) returns a moderate composite of 31/100. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (93/100). The most distinctive pressure shows up in structural risk (69/100), construction/permit lag (50/100), institutional ownership (48/100). mortgage stress (20/100) stay muted. Structural risk reads 69/100 against active distress of 6/100.

The peak-phase market in 37406 posted values that rose 1.1% over the year, and 23% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 12,867 with a median age of 36. The tenure split is 47% owner-occupied to 53% rented. The vacancy rate is 11.5% — elevated. The ZIP holds roughly 5,989 housing units. A median home runs $168,000 here, or 3.5 times local income. On demographic stress specifically, 37406 scores 38/100. Households earn a median $42,993 — below the roughly $78,000 national figure. About 16% have a four-year degree. Around 45% of renters are cost-burdened. 28.1% of residents fall below the poverty threshold.

Net-net, 37406 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 37406 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37406 can be compared directly against any other ZIP in Hamilton County, Tennessee or nationwide. The score is rebuilt from public data as it updates, so 37406 reflects the current record instead of a stale or modeled snapshot.

37406's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 37406 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.