ZIP 37408 Foreclosure, Tax-Lien & Distress Report
Hamilton County, Tennessee · High Vacancy market
ZIP code 37408 in Hamilton County, Tennessee carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (93/100)). Its heaviest discrete signals: structural risk (69/100), institutional ownership (49/100), construction/permit lag (47/100). On the quiet end sit mortgage stress (20/100). The latent-versus-live split is 69/100 structural and 6/100 already moving.
The market reads peak — home values rose 1.1% year on year, and 8% higher over three years, at 15/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
3,029 residents call 37408 home, typically aged 32. The poverty rate is 8.6%. The tenure split is 33% owner-occupied to 67% rented. On demographic stress specifically, 37408 scores 35/100. A median home runs $468,200 here, or 5.0 times local income. Rent burden reaches 33% of tenant households. The vacancy rate is 20.5% — elevated. The ZIP holds roughly 2,210 housing units. At $91,000, median income runs above typical U.S. levels. Educational attainment sits at 59% bachelor's-or-above.
Net-net, 37408 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 37408 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 37408's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 37408, the field stays empty rather than modeled, and fills in as new documents post.
The 31/100 figure for 37408 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 37408 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 37408
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 37408 distress snapshot
Current distress, phase, housing and lender-pressure figures for 37408, drawn from the same report attached to each property.
Nearby ZIPs in Hamilton County
Nearest ZIP codes to 37408
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
More ZIP, county and state distress intelligence connected to Hamilton County, Tennessee.
Unlock the full ZIP 37408 acquisition report
Every distressed parcel in 37408 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology