ZIP 37415 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 37415 (Hamilton County, Tennessee) lands at 31/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (93/100). Property-level stress concentrates in structural risk (69/100), construction/permit lag (50/100), institutional ownership (48/100). mortgage stress (20/100) stay muted. Structurally it carries 69/100, against 6/100 of stress already in motion.

The peak-phase market in 37415 posted values that rose 1.1% over the year, and 16% higher over three years (phase confidence 15/100). Topping markets hide individual distress behind strong averages.

Owners hold 60% of homes, renters 40%. A median home runs $285,000 here, or 3.9 times local income. The ZIP holds roughly 12,226 housing units. The demographic-stress sub-score lands at 31/100. Population is roughly 23,132 with a median age of 37. Roughly 11.6% live below the poverty line. Around 45% of adults hold a bachelor's degree or higher. Rent burden reaches 44% of tenant households. Vacancy runs 7.8%. At $67,027, median income runs below typical U.S. levels.

On balance 37415 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 37415 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 37415 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37415 can be compared directly against any other ZIP in Hamilton County, Tennessee or nationwide. Sparse data for 37415 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 31/100 figure for 37415 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 37415 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.