ZIP 37402 Property Distress & Foreclosure Data

ZIP code 37402 in Hamilton County, Tennessee carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 73/100 against active distress of 6/100. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (93/100). What sets it apart are the readings on structural risk (73/100), construction/permit lag (58/100), institutional ownership (52/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

4,203 residents call 37402 home, typically aged 40. At $28,829, median income runs below typical U.S. levels. 5% of housing is owner-occupied. Around 30% of adults hold a bachelor's degree or higher. The typical home is worth about $268,800 (16.0× income, severely stretched). Vacancy runs 18.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 38% of tenant households. The poverty rate is 36.0% — high, a tax-stress and distress correlate. There are about 3,355 housing units across 37402. The demographic-stress sub-score lands at 61/100.

Taken together, 37402 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.