ZIP 37402 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 37402 (Hamilton County, Tennessee) returns a moderate composite of 31/100. The split runs 69/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (93/100). Leading the profile are structural risk (69/100), construction/permit lag (50/100), institutional ownership (48/100). By contrast, mortgage stress (20/100) register low.

The peak-phase market in 37402 posted values that rose 1.1% over the year, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 4,203 with a median age of 40. Median household income is $28,829, below the U.S. median near $78,000. The tenure split is 5% owner-occupied to 95% rented. Educational attainment sits at 30% bachelor's-or-above. Home values center near $268,800, an affordability ratio of 16.0× — stretched. The vacancy rate is 18.0% — elevated. Rent burden reaches 38% of tenant households. Roughly 36.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 3,355 housing units across 37402. On demographic stress specifically, 37402 scores 61/100.

Taken together, 37402 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 37402 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 37402 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 37402 can be compared directly against any other ZIP in Hamilton County, Tennessee or nationwide. Where the public record is thin for 37402, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 for 37402 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 37402 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.