ZIP 37409 Property Distress & Foreclosure Data

DLRadar grades ZIP 37409 (Hamilton County, Tennessee) at a moderate 33/100 for overall property distress. Property-level stress concentrates in structural risk (73/100), construction/permit lag (58/100), institutional ownership (52/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 73/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100).

The market reads peak — home values rose 3.6% year on year, and 25% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Median household income is $75,076, near the U.S. median near $78,000. Educational attainment sits at 55% bachelor's-or-above. About 3,417 people live here, median age 35. Home values center near $267,400, an affordability ratio of 3.3× — accessible. Around 27% of renters are cost-burdened. Owners hold 58% of homes, renters 42%. 18.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 1,722 housing units. The vacancy rate is 10.9%.

Net-net, 37409 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.