ZIP 37409 Foreclosure, Tax-Lien & Distress Report
Hamilton County, Tennessee · Distress market
In Hamilton County, Tennessee, ZIP 37409 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. What sets it apart are the readings on structural risk (69/100), construction/permit lag (50/100), institutional ownership (48/100). By contrast, mortgage stress (20/100) register low. Latent structural risk is 69/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (93/100).
The market reads peak — home values rose 1.1% year on year, and 25% higher over three years, at 15/100 phase confidence. Topping markets hide individual distress behind strong averages.
At $75,076, median income runs near typical U.S. levels. Around 55% of adults hold a bachelor's degree or higher. Population is roughly 3,417 with a median age of 35. The typical home is worth about $267,400 (3.3× income, relatively affordable). Around 27% of renters are cost-burdened. The tenure split is 58% owner-occupied to 42% rented. The poverty rate is 18.1% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 28/100. The ZIP holds roughly 1,722 housing units. Vacancy runs 10.9%.
On balance 37409 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 37409 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 37409 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 37409 shows as blanks, never estimates, and the score updates on every fresh public filing.
37409's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 37409 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 37409
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 37409 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Hamilton County ZIPs near 37409
Related reports across Hamilton County, Tennessee
Related ZIP, county and statewide reads linked to Hamilton County, Tennessee.
See every distressed parcel in 37409
The full 37409 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology