Traditional Bank Inc (FDIC #2711): Bank Stress & Real-Estate Credit Exposure
Traditional Bank Inc (FDIC Cert #2711): bank stress 71/100, elevated, STABLE over 7 days; parent TRADITIONAL BCORP INC.
Traditional Bank Inc (#2711) lends in 7 counties across 1 state; Traditional Bank Inc (#2711) reaches 48 ZIP codes: Kentucky 7 counties, 48 ZIPs.
Traditional Bank Inc (#2711) largest markets: Fayette County, KY (95 branches, 19 ZIPs) (#2711), Shelby County, KY (14 branches, 14 ZIPs) (#2711), Bourbon County, KY (20 branches, 10 ZIPs) (#2711), Franklin County, KY (10 branches, 5 ZIPs) (#2711), Menifee County, KY (5 branches, 5 ZIPs) (#2711), Montgomery County, KY (25 branches, 5 ZIPs) (#2711).
Traditional Bank Inc (#2711) reports $2.44 billion in total assets; Traditional Bank Inc (#2711) equity $215.4 million (8.8% of Traditional Bank Inc (#2711) assets); Traditional Bank Inc (#2711) domestic deposits $2.14 billion; Traditional Bank Inc (#2711) net income $14.4 million; Traditional Bank Inc (#2711) return on assets 1.18%; Traditional Bank Inc (#2711) return on equity 13.66%; Traditional Bank Inc (#2711) net interest income $39.2 million; Traditional Bank Inc (#2711) call report June 30, 2026.
Traditional Bank Inc (#2711) noncurrent real-estate loans 0.01% of its book; Traditional Bank Inc (#2711) multifamily 0.29%; Traditional Bank Inc (#2711) net charge-offs on real estate 0.25%; Traditional Bank Inc (#2711) residential charge-offs 0.04%.
Traditional Bank Inc (#2711) net interest margin 3.40% against an eight-quarter Traditional Bank Inc (#2711) average of 2.84% (Traditional Bank Inc (#2711) compression -0.56 points); Traditional Bank Inc (#2711) real-estate loans 1.0% of equity; Traditional Bank Inc (#2711) non-residential real estate 3.6% of equity; Traditional Bank Inc (#2711) rate-exposure score 40/100, Traditional Bank Inc (#2711) fixed-rate trap 40/100; Traditional Bank Inc (#2711) risk type credit driven; Traditional Bank Inc (#2711) rate regime rates elevated, Traditional Bank Inc (#2711) snapshot October 19, 2026.
Traditional Bank Inc (#2711) stress score moved from 70.8 on June 22, 2026 to 71.1 on October 19, 2026; Traditional Bank Inc (#2711) ranged 70.8 to 71.1 over 116 snapshots.
Traditional Bank Inc (#2711) alerts: 7 counties; top Traditional Bank Inc (#2711) alert scores: Frankfort County, KY 24 (low); Frenchburg County, KY 24 (low); Lexington County, KY 24 (low); Mount Sterling County, KY 24 (low); Paris County, KY 24 (low).