Stock Yards Bank&Trust Co (FDIC #258): Bank Stress & Real-Estate Credit Exposure
Stock Yards Bank&Trust Co (FDIC Cert #258): bank stress 51/100, moderate, STABLE over 7 days; parent STOCK YARDS BCORP INC.
Stock Yards Bank&Trust Co (#258) lends in 31 counties across 3 states; Stock Yards Bank&Trust Co (#258) reaches 369 ZIP codes: Kentucky 19 counties, 156 ZIPs; Indiana 9 counties, 124 ZIPs; Ohio 3 counties, 89 ZIPs.
Stock Yards Bank&Trust Co (#258) largest markets: Hamilton County, OH (232 branches, 58 ZIPs) (#258), Jefferson County, KY (1,204 branches, 43 ZIPs) (#258), Marion County, IN (82 branches, 41 ZIPs) (#258), Warren County, OH (24 branches, 24 ZIPs) (#258), Hamilton County, IN (23 branches, 23 ZIPs) (#258), Fayette County, KY (76 branches, 19 ZIPs) (#258).
Stock Yards Bank&Trust Co (#258) reports $10.36 billion in total assets; Stock Yards Bank&Trust Co (#258) equity $1.24 billion (12.0% of Stock Yards Bank&Trust Co (#258) assets); Stock Yards Bank&Trust Co (#258) domestic deposits $8.49 billion; Stock Yards Bank&Trust Co (#258) net income $80.4 million; Stock Yards Bank&Trust Co (#258) return on assets 1.64%; Stock Yards Bank&Trust Co (#258) return on equity 14.12%; Stock Yards Bank&Trust Co (#258) net interest income $167.0 million; Stock Yards Bank&Trust Co (#258) call report June 30, 2026.
Stock Yards Bank&Trust Co (#258) noncurrent real-estate loans 0.01% of its book; Stock Yards Bank&Trust Co (#258) net charge-offs on real estate 0.33%; Stock Yards Bank&Trust Co (#258) multifamily charge-offs 0.22%; Stock Yards Bank&Trust Co (#258) residential charge-offs 0.23%.
Stock Yards Bank&Trust Co (#258) net interest margin 3.75% against an eight-quarter Stock Yards Bank&Trust Co (#258) average of 3.57% (Stock Yards Bank&Trust Co (#258) compression -0.19 points); Stock Yards Bank&Trust Co (#258) real-estate loans 0.5% of equity; Stock Yards Bank&Trust Co (#258) non-residential real estate 23.4% of equity; Stock Yards Bank&Trust Co (#258) rate-exposure score 40/100, Stock Yards Bank&Trust Co (#258) fixed-rate trap 40/100; Stock Yards Bank&Trust Co (#258) risk type credit driven; Stock Yards Bank&Trust Co (#258) rate regime rates elevated, Stock Yards Bank&Trust Co (#258) snapshot October 20, 2026.
Stock Yards Bank&Trust Co (#258) stress score moved from 51.5 on June 22, 2026 to 50.7 on October 20, 2026; Stock Yards Bank&Trust Co (#258) ranged 50.7 to 51.5 over 117 snapshots.
Stock Yards Bank&Trust Co (#258) alerts: 30 counties; top Stock Yards Bank&Trust Co (#258) alert scores: Henderson County, KY 42 (moderate); Mason County, KY 21 (low); Austin County, KY 19 (low); Bloomfield County, KY 19 (low); Carmel County, KY 19 (low).