Floyd County, IN: Foreclosures, Tax Liens & Distressed Properties

Floyd County, IN, Indiana: 10 ZIP codes scored, Floyd County, IN averaging 31/100 (moderate, Floyd, IN), from 26 to 33. Floyd County, IN is in its peak phase (Floyd, IN confidence 27/100): Floyd, IN home prices up 3.8% (Floyd, IN) over twelve months. Floyd County, IN lender headwind: 33/100.

Highest-scoring Floyd County, IN ZIPs: 47150 (33/100), 47119 (32/100), 47122 (32/100), 47124 (32/100), 47136 (32/100), 47117 (31/100). Also scored in Floyd County, IN: 47106, 47172, 47164, 47165.

Across Floyd County, IN's scored ZIPs: median home value $252,400, household income $80,899, 9.8% vacancy, 6.0% poverty, 85% owner-occupied, median age 40.5.

Floyd County, IN insurance distress 67/100 (#700 in the US); FEMA hazard 52/100 for Floyd, IN; 4 federal disaster declarations in Floyd County, IN since 2023 (2 flood); 16 Floyd, IN NFIP flood claims, $939K paid; Floyd, IN construction distress 80/100.

14 banks with 29 branches lend in Floyd County, IN; Floyd, IN weighted bank stress 56/100, highest 76/100 in Floyd, IN.

Floyd County, IN unemployment 3.5% (Floyd, IN -0.3 pts, six months); 225 new housing units permitted in Floyd County, IN over twelve months, Floyd, IN down 35% from 347; Floyd, IN home prices +8.9% a year (Floyd, IN) over three years.

34,833 housing units in Floyd County, IN; 8,385 Floyd, IN renter households; 43% of Floyd, IN renters spend 30%+ of income on rent, 19% (Floyd, IN) half or more.

Floyd County, IN ranks #703 nationally on the opportunity index (Floyd, IN, among all ranked counties); Floyd, IN scores 32.4/100 and Floyd, IN sits #17 inside Indiana. Floyd, IN is in the watchlist opportunity phase; Floyd, IN's primary driver is construction, Floyd, IN second driver bank institutional; Floyd, IN moved up 522 places. 18 short-sale listings across Floyd, IN; 73 days on market observed in Floyd, IN; 10.0% vacancy over 10 Floyd, IN ZIPs.

No CFPB county sample covers Floyd County, IN. The metro area reading for Floyd, IN (Louisville/Jefferson County, KY-IN): 1.1% ninety-plus days late; Floyd, IN's thirty-to-eighty-nine share is 2.0% (Floyd, IN, December 2025 data); Indiana overall 1.0%.

Floyd County, IN has 4 watched banks; 4 Floyd, IN banks sit in an elevated band. Floyd, IN footprints: First Harrison Bank (5 branches, stress 60) in Floyd, IN; First Merchants Bank (3 branches, stress 65) in Floyd, IN; New Washington State Bank (2 branches, stress 76) in Floyd, IN.

HUD lists 5 assisted multifamily properties in Floyd County, IN with 196 units; 194 Floyd, IN units are assisted, 2 Floyd, IN properties under project-based Section 8.

2,917 of the 34,833 housing units in Floyd, IN sit vacant. Floyd County, IN permitted 30 multifamily units in twelve months; Floyd, IN's one-to-four unit structures added 195 units in Floyd County, IN.