ZIP 47122 Property Distress & Foreclosure Data

ZIP code 47122 in Floyd County, Indiana carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 59/100 against active distress of 6/100. What sets it apart are the readings on structural risk (59/100), institutional ownership (55/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (92/100), climate & FEMA risk (69/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 16% higher over three years, at 34/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 7.2%. There are about 4,223 housing units across 47122. 90% of housing is owner-occupied. The poverty rate is 3.1% — low. 11,230 residents call 47122 home, typically aged 41. At $106,034, median income runs above typical U.S. levels. The typical home is worth about $284,300 (2.5× income, relatively affordable). Around 37% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 21/100. Rent burden reaches 23% of tenant households.

Overall, 47122 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.