ZIP 47122 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 47122 (Floyd County, Indiana) lands at 31/100 — moderate on DLRadar's distress scoring. Structurally it carries 71/100, against 6/100 of stress already in motion. Its standout signals are construction/permit lag (84/100), structural risk (71/100), institutional ownership (51/100). By contrast, mortgage stress (21/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (92/100), climate & FEMA risk (69/100)).

The peak-phase market in 47122 posted values that rose 3.8% over the year, and 16% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 7.2%. There are about 4,223 housing units across 47122. 90% of housing is owner-occupied. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. About 11,230 people live here, median age 41. At $106,034, median income runs above typical U.S. levels. The typical home is worth about $284,300 (2.5× income, relatively affordable). Around 37% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 21/100. Rent burden reaches 23% of tenant households.

On balance 47122 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 47122 at the moment; the composite and its components are still built from verifiable records.

The number is not local guesswork: 47122's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 47122, the field stays empty rather than modeled, and fills in as new documents post.

47122's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 47122 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.