ZIP 47136 Foreclosure, Tax-Lien & Distress Report

Harrison County, Indiana's ZIP 47136 registers 31/100 composite distress, which DLRadar reads as moderate. Its standout signals are construction/permit lag (82/100), structural risk (70/100), institutional ownership (53/100). By contrast, mortgage stress (21/100) register low. The split runs 70/100 structural to 6/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (93/100), climate & FEMA risk (64/100), FEMA disaster exposure (61/100)).

The market reads peak — home values rose 3.8% year on year, and 12% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

93% of housing is owner-occupied. 4,787 residents call 47136 home, typically aged 36. Roughly 2.1% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 23% of tenant households. There are about 1,723 housing units across 47136. On demographic stress specifically, 47136 scores 21/100. Educational attainment sits at 26% bachelor's-or-above. The vacancy rate is 9.3%. Households earn a median $96,625 — above the roughly $78,000 national figure. Home values center near $260,600, an affordability ratio of 2.5× — accessible.

On balance 47136 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 47136's 31/100 can be lined up against any neighbor in Harrison County, Indiana or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 47136, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 31/100 figure for 47136 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 47136 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.