ZIP 47124 Property Distress & Foreclosure Data

DLRadar grades ZIP 47124 (Floyd County, Indiana) at a low 27/100 for overall property distress. Structural exposure scores 59 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (91/100), climate & FEMA risk (72/100), FEMA disaster exposure (64/100)). Property-level stress concentrates in structural risk (59/100), institutional ownership (54/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (21/100).

The peak-phase market in 47124 posted values that rose 3.8% over the year, and 26% higher over three years, at 34/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 98% owner-occupied to 2% rented. A median home runs $315,800 here, or 2.6 times local income. On demographic stress specifically, 47124 scores 19/100. About 36% have a four-year degree. There are about 1,912 housing units across 47124. Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 5,514 with a median age of 43. Households earn a median $111,815 — above the roughly $78,000 national figure. Vacancy runs 5.8%. Rent burden reaches 13% of tenant households.

On balance 47124 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.