ZIP 47124 Foreclosure, Tax-Lien & Distress Report

ZIP 47124's composite property-distress score is 32/100 - DLRadar classes that as moderate for Floyd County, Indiana. The latent-versus-live split is 72/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (91/100), climate & FEMA risk (72/100). Its standout signals are construction/permit lag (86/100), structural risk (72/100), institutional ownership (50/100). By contrast, mortgage stress (21/100) register low.

Prices here sit in a peak phase: values rose 3.8% over the trailing year, and 26% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 98% owner-occupied to 2% rented. A median home runs $315,800 here, or 2.6 times local income. On demographic stress specifically, 47124 scores 19/100. Around 36% of adults hold a bachelor's degree or higher. There are about 1,912 housing units across 47124. The poverty rate is 2.3% — low. 5,514 residents call 47124 home, typically aged 43. Households earn a median $111,815 — above the roughly $78,000 national figure. The vacancy rate is 5.8%. Rent burden reaches 13% of tenant households.

Net-net, 47124 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 47124 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 47124 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 47124, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 32/100 figure for 47124 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 47124 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.