Floyd County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Floyd County, IN distress report, 2026: 10 ZIPs scored in Floyd, IN, Floyd, IN average 30/100; the top Floyd, IN ZIP is 47124 at 32/100; Floyd, IN market phase peak, Floyd, IN prices +3.8% year over year.
- Floyd, IN ranks #703 nationally (opportunity index); Floyd, IN #17 in Indiana; Floyd, IN index 32.4.
- Floyd, IN: no CFPB county sample; Floyd, IN metro area reading 1.1%.
- Floyd, IN ZIP phases: 10 peak.
- Floyd, IN residential listings tracked: 16 across 4 ZIPs; Floyd, IN candidate listings 10.
- Floyd, IN HUD assisted properties: 5 with 196 units.
- Floyd, IN lenders on watch: 4; largest Floyd, IN footprint First Harrison Bank (5 branches).
- Floyd, IN most distressed ZIP: 47124 at 32/100.
Floyd, IN figures: DLRadar distress index; Floyd, IN inputs: CFPB, FHFA, HUD, FDIC; Floyd, IN rebuilt as sources refresh.
| Rank | Floyd, IN ZIP | Score |
|---|---|---|
| 1 | 47124 | 32/100 |
| 2 | 47150 | 32/100 |
| 3 | 47119 | 31/100 |
| 4 | 47122 | 31/100 |
| 5 | 47136 | 31/100 |
| 6 | 47117 | 30/100 |
| 7 | 47106 | 29/100 |
| 8 | 47172 | 29/100 |
| 9 | 47164 | 28/100 |
| 10 | 47165 | 25/100 |
Most distressed Floyd, IN ZIPs (0-100, 2026)
Mortgage delinquency around Floyd, IN
No CFPB county sample covers Floyd, IN; the metro area reading for Floyd, IN (Louisville/Jefferson County, KY-IN): 1.1% ninety-plus; Floyd, IN area thirty-to-eighty-nine 2.0% (December 2025, Floyd, IN); Indiana overall 1.0%.
Opportunity index: Floyd, IN
Floyd, IN index 32.4, Floyd, IN phase watchlist; Floyd, IN primary driver construction, Floyd, IN second driver bank institutional. Floyd, IN components: property stress 17.1, foreclosure pressure 15.7, listing discounts 40.1, bank stress 54.5, insurance 0.0; Floyd, IN pulse 34.3; Floyd, IN capital opportunity 28.6; Floyd, IN seven-day change -0.2%.
ZIP market phases inside Floyd, IN
10 Floyd, IN ZIPs carry a price-cycle phase; Floyd, IN ZIPs by phase (Floyd, IN), deepest drawdown first: peak, +3.8% YoY (Floyd, IN): 47106, 47117, 47119, 47122, Floyd, IN 47124, 47136, 47150, 47164, Floyd, IN 47165, 47172.
Residential listings by Floyd, IN ZIP
Floyd, IN ZIPs with the most tracked Floyd, IN residential listings: 47150 9 listings, 5 candidates, bank pressure 58; 47122 3 listings, 1 candidates, bank pressure 58; 47119 2 listings, 2 candidates, bank pressure 58; 47124 2 listings, 2 candidates, bank pressure 58 (Floyd, IN). Floyd, IN totals: 16 listings; Floyd, IN candidates 10; active ZIPs 4.
HUD assisted housing in Floyd, IN
5 assisted properties with 196 units sit in Floyd, IN; largest Floyd, IN properties: Carriage House New Albany (New Albany) 120 units, 120 assisted; The Meadows Of Guerin (Georgetown) 25 units, 24 assisted; Muir Manor Apartments (New Albany) 23 units, 23 assisted in Floyd, IN; Manor House Apartments (New Albany) 20 units, 19 assisted; Center Place Iii (New Albany) 8 units, 8 assisted.
Lenders with branches in Floyd, IN
Floyd, IN lenders by branch count: First Harrison Bank (Floyd, IN): stress 60, 5 branches low in Floyd, IN; First Merchants Bank (Floyd, IN): stress 65, 3 branches low in Floyd, IN; New Washington State Bank (Floyd, IN): stress 76, 2 branches low in Floyd, IN; German American Bank (Floyd, IN): stress 42, 1 branch low in Floyd, IN.
Vacancy and permits, Floyd, IN
2,917 of 34,833 Floyd, IN housing units are vacant; Floyd, IN permits, twelve months: 30 multifamily units in Floyd, IN, 195 one-to-four unit units.
Work Floyd, IN at the parcel level
Every Floyd, IN parcel carries owner and address; every Floyd, IN parcel carries APN; Floyd, IN distress scores sit on the Floyd, IN live board.
Floyd, IN figures refresh with each source.
Floyd, IN questions
Most distressed ZIP code in Floyd County, IN?
ZIP 47124 leads Floyd, IN at 32/100; next in Floyd, IN: 47150 at 32/100; the Floyd, IN average is 30/100.
Where does Floyd County, IN rank for investment opportunity?
Floyd, IN is #703 among all ranked counties, #17 in Indiana; the Floyd, IN driver is construction; Floyd, IN moved up 522 places.
How many mortgages are delinquent in Floyd County, IN?
Floyd, IN takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Floyd, IN.
Which banks lend in Floyd County, IN?
4 watched lenders hold Floyd, IN branches; the largest Floyd, IN footprints are First Harrison Bank (5), First Merchants Bank (3), New Washington State Bank (2).
More on Floyd, IN
Floyd County, IN distress report: public-record figures for Floyd, IN; not legal advice for Floyd, IN; not tax or investment advice; verify every Floyd, IN record before acting.