Floyd County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Floyd County, Indiana? DLRadar grades every Floyd County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Floyd County breakdown.
- Floyd County's most distressed ZIP is 47122 at 32/100.
- 10 ZIP codes tracked in Floyd County, averaging 30/100 distress.
- Floyd County reads peak — home values up 3.8% year over year.
- Vacancy runs 9.8% across Floyd County's tracked ZIPs, with a 6% poverty rate.
- The typical Floyd County home is worth about $252,400 against a ~$80,899 median income.
- Lending headwind in Floyd County sits at 33/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47122 | 32/100 |
| 2 | 47124 | 32/100 |
| 3 | 47150 | 32/100 |
| 4 | 47117 | 31/100 |
| 5 | 47119 | 31/100 |
| 6 | 47136 | 31/100 |
| 7 | 47164 | 30/100 |
| 8 | 47106 | 29/100 |
| 9 | 47172 | 29/100 |
| 10 | 47165 | 25/100 |
Most distressed ZIP codes in Floyd County (composite distress 0-100, 2026)
What is driving Floyd County distress
The Floyd County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 30/100 ZIP average. No proprietary or modelled inputs enter the score.
Floyd County market phase and pricing
Floyd County reads peak — home prices rose 3.8% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Floyd County
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What people ask
Which part of Floyd County, IN scores highest for distress?
ZIP 47122 leads Floyd County at 32/100, recomputed monthly from public records.
Where is Floyd County in the housing cycle?
Floyd County is classified peak with a 3.8% year-over-year increase, following the FHFA House Price Index.
Where does the Floyd County data come from?
Floyd County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 10 ZIPs are comparable to anywhere else.
How much do distress scores vary between Floyd County ZIP codes?
A single county score papers over real variation. Across the Floyd County ZIPs DLRadar ranks, scores run from 32/100 in 47122 down to 25/100 in 47165, against a Floyd County average of 30/100. That 7-point gap is why acquisition targeting in Floyd County works at ZIP level rather than county level.
What do Floyd County home values and vacancy say about distressed supply?
The typical Floyd County home carries about $252,400 of value against a median household income near $80,899. Vacancy across Floyd County's tracked ZIPs runs 9.8% and the poverty rate is 6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Floyd County's foreclosure and lien filings and its 33/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.