Floyd County, IN: Home-Insurance Distress & Forced-Sale Pressure
Floyd County, IN: 67/100 (elevated) home-insurance distress; Floyd, IN band MEDIUM; Floyd, IN #700 of 3,222 counties; Floyd, IN #23 of 92 in Indiana.
FEMA hazard, Floyd, IN: 52/100; Floyd, IN declarations, three years: 4; Floyd, IN perils: 2 flood; Floyd, IN five-year count 6 (severity 12.0); Floyd, IN ten-year 6; hazard-weighted, Floyd, IN: 4.0.
Declared incidents on the Floyd, IN record: 2026 Winter Storm 3; 2025 Flood 3 (Floyd, IN).
NFIP claims, Floyd, IN, three years: 16; Floyd, IN payouts $938,526; per Floyd, IN claim $58,658; Floyd, IN claim-stress 90/100.
Floyd, IN monthly score fell, 75 (March 2026) to 72 (October 2026); Floyd, IN by month: March 75, April 75, May 71, June 71 (Floyd, IN), July 68, August 67, September 67, October 72.
Floyd, IN components: climate 60, NFIP claims 90; Floyd, IN retreat index 72.
Construction distress, Floyd, IN: 80/100 as of August 2026 (Floyd, IN: 63/100 one-to-four unit, 96/100 multifamily).
Floyd, IN ZIPs, June 2026 (Floyd, IN, 10 highest): score 0 (Floyd, IN), climate 82 (Floyd, IN): 47172; score 0 (Floyd, IN), climate 81 (Floyd, IN): 47106; score 0 (Floyd, IN), climate 78 (Floyd, IN): 47119; score 0 (Floyd, IN), climate 77 (Floyd, IN): 47150; score 0 (Floyd, IN), climate 72 (Floyd, IN): 47124; score 0 (Floyd, IN), climate 69 (Floyd, IN): 47122; score 0 (Floyd, IN), climate 64 (Floyd, IN): 47136; score 0 (Floyd, IN), climate 55 (Floyd, IN): 47117; score 0 (Floyd, IN), climate 51 (Floyd, IN): 47164; score 0 (Floyd, IN), climate 44 (Floyd, IN): 47165.
DLRadar rescores Floyd, IN monthly; Floyd, IN readings join Floyd, IN foreclosure, lien and ownership parcels (Floyd, IN), so cost-squeezed Floyd, IN owners surface before listing.
Inside Indiana, Floyd County ranks 23rd of 92 counties for home-insurance distress at 67/100; Perry County (68/100) sits just above Floyd County, and Vanderburgh County (66/100) sits just below Floyd County.
Deterministic. Every Floyd County, IN signal traces to a public Floyd dataset (FEMA, NFIP, Census for Floyd, IN) · how insurance distress works in Floyd, IN · methodology
FAQ: Floyd County, IN insurance distress
What is the Floyd County, IN home-insurance-distress score?
Floyd, IN: 67/100 (MEDIUM), #700 of 3,222, #23 in Indiana. FEMA hazard, Floyd, IN: 52/100; NFIP stress, Floyd, IN: 90/100; construction, Floyd, IN: 80/100; Floyd, IN rescores monthly.
Is Floyd County insurance distress getting better or worse (IN)?
Floyd, IN: 75 in March 2026; Floyd, IN: 72 in October 2026 (better); Floyd, IN climate component 60; Floyd, IN NFIP claims score 90.
How many flood-insurance claims has Floyd County, IN had?
Floyd, IN: 16 NFIP claims, three years; Floyd, IN paid $938,526; per Floyd, IN claim $58,658; carriers reprice Floyd, IN against that record.
Which Floyd County ZIP codes carry the most insurance distress (IN)?
Floyd, IN, June 2026: 47172 at 0, 47106 at 0, 47119 at 0, 47150 at 0; Floyd, IN climate scores there: 82, 81, 78, 77.
Why does Floyd, IN insurance distress create sellers?
A Floyd, IN premium outruns the Floyd, IN budget; a carrier leaves Floyd, IN; Floyd, IN carrying cost passes plan; Floyd, IN owners sell while current; Floyd, IN insurance distress leads Floyd, IN foreclosure data.