Fnb Bank Inc (FDIC #2759): Bank Stress & Real-Estate Credit Exposure
Fnb Bank Inc (FDIC Cert #2759): bank stress 74/100, elevated, STABLE over 7 days; parent JACKSON FINANCIAL CORP (JXN).
Fnb Bank Inc (#2759) lends in 5 counties across 1 state; Fnb Bank Inc (#2759) reaches 32 ZIP codes: Kentucky 5 counties, 32 ZIPs.
Fnb Bank Inc (#2759) largest markets: Graves County, KY (54 branches, 18 ZIPs) (#2759), Calloway County, KY (20 branches, 10 ZIPs) (#2759), Marshall County, KY (8 branches, 8 ZIPs) (#2759), Mccracken County, KY (14 branches, 7 ZIPs) (#2759), Trigg County, KY (10 branches, 5 ZIPs) (#2759).
Fnb Bank Inc (#2759) reports $770.0 million in total assets; Fnb Bank Inc (#2759) equity $59.8 million (7.8% of Fnb Bank Inc (#2759) assets); Fnb Bank Inc (#2759) domestic deposits $706.4 million; Fnb Bank Inc (#2759) net income $4.7 million; Fnb Bank Inc (#2759) return on assets 1.23%; Fnb Bank Inc (#2759) return on equity 15.74%; Fnb Bank Inc (#2759) net interest income $12.8 million; Fnb Bank Inc (#2759) call report June 30, 2026.
Fnb Bank Inc (#2759) noncurrent real-estate loans: none reported; Fnb Bank Inc (#2759) net charge-offs on real estate 0.80%; Fnb Bank Inc (#2759) residential charge-offs 1.77%.
Fnb Bank Inc (#2759) net interest margin 3.52% against an eight-quarter Fnb Bank Inc (#2759) average of 3.37% (Fnb Bank Inc (#2759) compression -0.15 points); Fnb Bank Inc (#2759) non-residential real estate 176.8% of equity; Fnb Bank Inc (#2759) rate-exposure score 40/100, Fnb Bank Inc (#2759) fixed-rate trap 40/100; Fnb Bank Inc (#2759) risk type credit driven; Fnb Bank Inc (#2759) rate regime rates elevated; Fnb Bank Inc (#2759) shares 6.5% below the 52-week high, Fnb Bank Inc (#2759) equity trend stable, Fnb Bank Inc (#2759) snapshot October 19, 2026.
Fnb Bank Inc (#2759) stress score moved from 70.9 on June 22, 2026 to 73.8 on October 19, 2026; Fnb Bank Inc (#2759) ranged 70.9 to 73.8 over 116 snapshots.
Fnb Bank Inc (#2759) alerts: 5 counties; top Fnb Bank Inc (#2759) alert scores: Benton County, KY 25 (low); Cadiz County, KY 25 (low); Murray County, KY 25 (low); Paducah County, KY 25 (low); Wingo County, KY 25 (low).