Mccracken County, KY: Foreclosures, Tax Liens & Distressed Properties
Mccracken County, KY, Kentucky: 7 ZIP codes scored, Mccracken County, KY averaging 31/100 (moderate, Mccracken, KY), from 26 to 36. Mccracken County, KY is in its expansion phase (Mccracken, KY confidence 100/100): Mccracken, KY home prices up 11.3% (Mccracken, KY) over twelve months. Mccracken County, KY lender headwind: 57/100.
Highest-scoring Mccracken County, KY ZIPs: 42001 (36/100), 42003 (36/100), 42086 (36/100), 42053 (30/100), 42069 (29/100), 42082 (27/100). Also scored in Mccracken County, KY: 42027.
Across Mccracken County, KY's scored ZIPs: median home value $194,529, household income $63,996, 13.4% vacancy, 11.9% poverty, 81% owner-occupied, median age 41.7.
Mccracken County, KY insurance distress 79/100 (#400 in the US); FEMA hazard 68/100 for Mccracken, KY; 10 federal disaster declarations in Mccracken County, KY since 2023; 55 Mccracken, KY NFIP flood claims, $2.9M paid; Mccracken, KY construction distress 76/100.
10 banks with 25 branches lend in Mccracken County, KY; Mccracken, KY weighted bank stress 63/100, highest 83/100 in Mccracken, KY.
Mccracken County, KY unemployment 4.0% (Mccracken, KY -0.4 pts, six months); 144 new housing units permitted in Mccracken County, KY over twelve months, Mccracken, KY down 34% from 217; Mccracken, KY home prices +8.7% a year (Mccracken, KY) over three years.
32,280 housing units in Mccracken County, KY; 8,890 Mccracken, KY renter households; 41% of Mccracken, KY renters spend 30%+ of income on rent, 19% (Mccracken, KY) half or more.
Mccracken County, KY ranks #29 nationally on the opportunity index (Mccracken, KY, among all ranked counties); Mccracken, KY scores 39.4/100 and Mccracken, KY sits #5 inside Kentucky. Mccracken, KY is in the strong_buy opportunity phase; Mccracken, KY's primary driver is construction, Mccracken, KY second driver vacancy; Mccracken, KY moved up 68 places. 48 short-sale listings across Mccracken, KY; 40 days on market observed in Mccracken, KY; 14.7% vacancy over 7 Mccracken, KY ZIPs.
No CFPB county sample covers Mccracken County, KY. The non-metro area reading for Mccracken, KY: 1.1% ninety-plus days late; Mccracken, KY's thirty-to-eighty-nine share is 3.0% (Mccracken, KY, December 2025 data); Kentucky overall 1.0%.
Mccracken County, KY has 5 watched banks; 5 Mccracken, KY banks sit in an elevated band. Mccracken, KY footprints: Paducah Bank&Trust Co (5 branches, stress 46) in Mccracken, KY; Independence Bank Of Ky (3 branches, stress 74) in Mccracken, KY; Community Finl Services Bk (2 branches, stress 76) in Mccracken, KY.
HUD lists 8 assisted multifamily properties in Mccracken County, KY with 406 units; 365 Mccracken, KY units are assisted, 4 Mccracken, KY properties under project-based Section 8.
4,679 of the 32,280 housing units in Mccracken, KY sit vacant. Mccracken County, KY permitted 41 multifamily units in twelve months; Mccracken, KY's one-to-four unit structures added 103 units in Mccracken County, KY.