Edmonton State Bank (FDIC #9678): Bank Stress & Real-Estate Credit Exposure

Edmonton State Bank (FDIC Cert #9678): bank stress 35/100, contained, STABLE over 7 days; parent EDMONTON BANCSHARES INC.

Edmonton State Bank (#9678) lends in 6 counties across 2 states; Edmonton State Bank (#9678) reaches 44 ZIP codes: Kentucky 5 counties, 34 ZIPs; Tennessee 1 county, 10 ZIPs.

Edmonton State Bank (#9678) largest markets: Barren County, KY (36 branches, 12 ZIPs) (#9678), Metcalfe County, KY (40 branches, 10 ZIPs) (#9678), Sumner County, TN (30 branches, 10 ZIPs) (#9678), Warren County, KY (18 branches, 9 ZIPs) (#9678), Allen County, KY (18 branches, 6 ZIPs) (#9678), Monroe County, KY (18 branches, 6 ZIPs) (#9678).

Edmonton State Bank (#9678) reports $1.15 billion in total assets; Edmonton State Bank (#9678) equity $138.8 million (12.0% of Edmonton State Bank (#9678) assets); Edmonton State Bank (#9678) domestic deposits $1.00 billion; Edmonton State Bank (#9678) net income $14.1 million; Edmonton State Bank (#9678) return on assets 2.44%; Edmonton State Bank (#9678) return on equity 20.66%; Edmonton State Bank (#9678) net interest income $26.1 million; Edmonton State Bank (#9678) call report June 30, 2026.

Edmonton State Bank (#9678) noncurrent real-estate loans: none reported; Edmonton State Bank (#9678) net charge-offs on real estate 0.33%; Edmonton State Bank (#9678) residential charge-offs 0.06%.

Edmonton State Bank (#9678) net interest margin 4.80% against an eight-quarter Edmonton State Bank (#9678) average of 4.75% (Edmonton State Bank (#9678) compression -0.05 points); Edmonton State Bank (#9678) non-residential real estate 6.3% of equity; Edmonton State Bank (#9678) rate-exposure score 40/100, Edmonton State Bank (#9678) fixed-rate trap 40/100; Edmonton State Bank (#9678) risk type rate trapped; Edmonton State Bank (#9678) rate regime rates elevated, Edmonton State Bank (#9678) snapshot October 19, 2026.

Edmonton State Bank (#9678) stress score moved from 33.3 on June 22, 2026 to 34.6 on October 19, 2026; Edmonton State Bank (#9678) ranged 33.3 to 34.6 over 116 snapshots.

Edmonton State Bank (#9678) alerts: 6 counties; top Edmonton State Bank (#9678) alert scores: Bowling Green County, KY 16 (low); Glasgow County, KY 16 (low); Hendersonville County, KY 16 (low); Scottsville County, KY 16 (low); Summer Shade County, KY 16 (low).