Allen County, KY: Foreclosures, Tax Liens & Distressed Properties
Allen County, KY, Kentucky: 6 ZIP codes scored, Allen County, KY averaging 22/100 (low, Allen, KY), from 18 to 33. Allen County, KY is in its peak phase (Allen, KY confidence 18/100): Allen, KY home prices up 2.1% (Allen, KY) over twelve months. Allen County, KY lender headwind: 18/100.
Highest-scoring Allen County, KY ZIPs: 42122 (33/100), 42134 (23/100), 42133 (22/100), 42120 (18/100), 42153 (18/100), 42164 (18/100).
Across Allen County, KY's scored ZIPs: median home value $212,620, household income $63,413, 13.0% vacancy, 23.0% poverty, 82% owner-occupied, median age 43.3.
Allen County, KY insurance distress 75/100 (#506 in the US); FEMA hazard 78/100 for Allen, KY; 16 federal disaster declarations in Allen County, KY since 2023; 2 Allen, KY NFIP flood claims, $62K paid; Allen, KY construction distress 7/100.
4 banks with 7 branches lend in Allen County, KY; Allen, KY weighted bank stress 50/100, highest 67/100 in Allen, KY.
Allen County, KY unemployment 3.8% (Allen, KY -0.6 pts, six months); 59 new housing units permitted in Allen County, KY over twelve months, Allen, KY up 354% from 13; Allen, KY home prices +11.6% a year (Allen, KY) over three years.
9,275 housing units in Allen County, KY; 1,826 Allen, KY renter households; 40% of Allen, KY renters spend 30%+ of income on rent, 14% (Allen, KY) half or more.
Allen County, KY ranks #2,276 nationally on the opportunity index (Allen, KY, among all ranked counties); Allen, KY scores 26.8/100 and Allen, KY sits #107 inside Kentucky. Allen, KY is in the weak opportunity phase; Allen, KY's primary driver is vacancy, Allen, KY second driver bank institutional; Allen, KY moved up 142 places. 4 short-sale listings across Allen, KY; 125 days on market observed in Allen, KY; 14.2% vacancy over 6 Allen, KY ZIPs.
No CFPB county sample covers Allen County, KY. The metro area reading for Allen, KY (Bowling Green, KY): 1.1% ninety-plus days late; Allen, KY's thirty-to-eighty-nine share is 2.0% (Allen, KY, December 2025 data); Kentucky overall 1.0%.
Allen County, KY has 2 watched banks; 2 Allen, KY banks sit in an elevated band. Allen, KY footprints: Edmonton State Bank (3 branches, stress 35) in Allen, KY; South Central Bank Inc (1 branch, stress 66) in Allen, KY.
HUD lists 3 assisted multifamily properties in Allen County, KY with 133 units; 132 Allen, KY units are assisted, 2 Allen, KY properties under project-based Section 8.
1,240 of the 9,275 housing units in Allen, KY sit vacant. Allen County, KY permitted 0 multifamily units in twelve months; Allen, KY's one-to-four unit structures added 59 units in Allen County, KY.
Highest-distress Allen County ZIP codes
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The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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