Allen County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Allen County, KY distress report, 2026: 6 ZIPs scored in Allen, KY, Allen, KY average 23/100; the top Allen, KY ZIP is 42122 at 34/100; Allen, KY market phase peak, Allen, KY prices +2.1% year over year.
- Allen, KY ranks #2,055 nationally (opportunity index); Allen, KY #106 in Kentucky; Allen, KY index 27.5.
- Allen, KY: no CFPB county sample; Allen, KY metro area reading 1.1%.
- Allen, KY ZIP phases: 5 peak, 1 neutral.
- Allen, KY residential listings tracked: 0 across 3 ZIPs; Allen, KY candidate listings 0.
- Allen, KY HUD assisted properties: 3 with 133 units.
- Allen, KY lenders on watch: 2; largest Allen, KY footprint Edmonton State Bank (3 branches).
- Allen, KY most distressed ZIP: 42122 at 34/100.
Allen, KY figures: DLRadar distress index; Allen, KY inputs: CFPB, FHFA, HUD, FDIC; Allen, KY rebuilt as sources refresh.
| Rank | Allen, KY ZIP | Score |
|---|---|---|
| 1 | 42122 | 34/100 |
| 2 | 42133 | 23/100 |
| 3 | 42134 | 23/100 |
| 4 | 42120 | 19/100 |
| 5 | 42153 | 19/100 |
| 6 | 42164 | 19/100 |
Most distressed Allen, KY ZIPs (0-100, 2026)
Mortgage delinquency around Allen, KY
No CFPB county sample covers Allen, KY; the metro area reading for Allen, KY (Bowling Green, KY): 1.1% ninety-plus; Allen, KY area thirty-to-eighty-nine 2.0% (December 2025, Allen, KY); Kentucky overall 1.0%.
Opportunity index: Allen, KY
Allen, KY index 27.5, Allen, KY phase weak; Allen, KY primary driver vacancy, Allen, KY second driver bank institutional. Allen, KY components: property stress 26.5, foreclosure pressure 27.8, listing discounts 19.7, bank stress 50.0, insurance 0.0; Allen, KY pulse 30.4; Allen, KY capital opportunity 23.2; Allen, KY seven-day change +1.3%.
ZIP market phases inside Allen, KY
6 Allen, KY ZIPs carry a price-cycle phase; Allen, KY ZIPs by phase (Allen, KY), deepest drawdown first: peak, +2.1% YoY, 0.5% off peak (Allen, KY): 42120, 42122, 42153, 42164; neutral, +4.2% YoY, 0.1% off peak (Allen, KY): 42133; peak, +4.3% YoY, 0.0% off peak (Allen, KY): 42134.
Residential listings by Allen, KY ZIP
Allen, KY ZIPs with the most tracked Allen, KY residential listings: 42120 0 listings, 0 candidates, bank pressure 56; 42153 0 listings, 0 candidates, bank pressure 56; 42164 0 listings, 0 candidates, bank pressure 56. Allen, KY totals: 0 listings; Allen, KY candidates 0; active ZIPs 0.
HUD assisted housing in Allen, KY
3 assisted properties with 133 units sit in Allen, KY; largest Allen, KY properties: Scottsville Landmark (Scottsville) 65 units, 65 assisted; Alco Apts (Scottsville) 40 units, 39 assisted; Briarwood Shores (Scottsville) 28 units, 28 assisted in Allen, KY.
Lenders with branches in Allen, KY
Allen, KY lenders by branch count: Edmonton State Bank (Allen, KY): stress 35, 3 branches low in Allen, KY; South Central Bank Inc (Allen, KY): stress 66, 1 branch low in Allen, KY.
Vacancy and permits, Allen, KY
1,240 of 9,275 Allen, KY housing units are vacant; Allen, KY permits, twelve months: 0 multifamily units in Allen, KY, 59 one-to-four unit units.
Work Allen, KY at the parcel level
Every Allen, KY parcel carries owner and address; every Allen, KY parcel carries APN; Allen, KY distress scores sit on the Allen, KY live board.
Allen, KY figures refresh with each source.
Allen, KY questions
Most distressed ZIP code in Allen County, KY?
ZIP 42122 leads Allen, KY at 34/100; next in Allen, KY: 42133 at 23/100; the Allen, KY average is 23/100.
Where does Allen County, KY rank for investment opportunity?
Allen, KY is #2,055 among all ranked counties, #106 in Kentucky; the Allen, KY driver is vacancy; Allen, KY moved up 283 places.
How many mortgages are delinquent in Allen County, KY?
Allen, KY takes the metro area reading of 1.1% for December 2025; no CFPB county sample covers Allen, KY.
Which banks lend in Allen County, KY?
2 watched lenders hold Allen, KY branches; the largest Allen, KY footprints are Edmonton State Bank (3), South Central Bank Inc (1).
More on Allen, KY
Allen County, KY distress report: public-record figures for Allen, KY; not legal advice for Allen, KY; not tax or investment advice; verify every Allen, KY record before acting.