Farmers Bank&Trust Co (FDIC #12869): Bank Stress & Real-Estate Credit Exposure
Farmers Bank&Trust Co (FDIC Cert #12869): bank stress 57/100, moderate, STABLE over 7 days; parent FARMERS BCORP INC OF MARION KY.
Farmers Bank&Trust Co (#12869) lends in 7 counties across 1 state; Farmers Bank&Trust Co (#12869) reaches 63 ZIP codes: Kentucky 7 counties, 63 ZIPs.
Farmers Bank&Trust Co (#12869) largest markets: Muhlenberg County, KY (34 branches, 17 ZIPs) (#12869), Hopkins County, KY (13 branches, 13 ZIPs) (#12869), Warren County, KY (9 branches, 9 ZIPs) (#12869), Henderson County, KY (8 branches, 8 ZIPs) (#12869), Mclean County, KY (16 branches, 8 ZIPs) (#12869), Livingston County, KY (7 branches, 7 ZIPs) (#12869).
Farmers Bank&Trust Co (#12869) reports $794.0 million in total assets; Farmers Bank&Trust Co (#12869) equity $71.0 million (8.9% of Farmers Bank&Trust Co (#12869) assets); Farmers Bank&Trust Co (#12869) domestic deposits $699.2 million; Farmers Bank&Trust Co (#12869) net income $7.2 million; Farmers Bank&Trust Co (#12869) return on assets 1.86%; Farmers Bank&Trust Co (#12869) return on equity 21.02%; Farmers Bank&Trust Co (#12869) net interest income $15.0 million; Farmers Bank&Trust Co (#12869) call report June 30, 2026.
Farmers Bank&Trust Co (#12869) noncurrent real-estate loans: none reported; Farmers Bank&Trust Co (#12869) net charge-offs on real estate 0.25%; Farmers Bank&Trust Co (#12869) residential charge-offs 0.14%.
Farmers Bank&Trust Co (#12869) net interest margin 4.12% against an eight-quarter Farmers Bank&Trust Co (#12869) average of 3.82% (Farmers Bank&Trust Co (#12869) compression -0.30 points); Farmers Bank&Trust Co (#12869) real-estate loans 0.1% of equity; Farmers Bank&Trust Co (#12869) non-residential real estate 13.6% of equity; Farmers Bank&Trust Co (#12869) rate-exposure score 40/100, Farmers Bank&Trust Co (#12869) fixed-rate trap 40/100; Farmers Bank&Trust Co (#12869) risk type credit driven; Farmers Bank&Trust Co (#12869) rate regime rates elevated, Farmers Bank&Trust Co (#12869) snapshot October 20, 2026.
Farmers Bank&Trust Co (#12869) stress score moved from 56 on June 22, 2026 to 57.1 on October 20, 2026; Farmers Bank&Trust Co (#12869) ranged 56 to 57.1 over 117 snapshots.
Farmers Bank&Trust Co (#12869) alerts: 7 counties; top Farmers Bank&Trust Co (#12869) alert scores: Marion County, KY 44 (moderate); Henderson County, KY 44 (moderate); Bowling Green County, KY 21 (low); Greenville County, KY 21 (low); Livermore County, KY 21 (low).