Old National Bank (FDIC #3832): Bank Stress & Real-Estate Credit Exposure
Old National Bank (FDIC Cert #3832): bank stress 58/100, moderate, STABLE over 7 days; parent OLD NATIONAL BCORP.
Old National Bank (#3832) lends in 140 counties across 10 states; Old National Bank (#3832) reaches 2,515 ZIP codes: Minnesota 35 counties, 577 ZIPs; Indiana 34 counties, 460 ZIPs; Wisconsin 15 counties, 299 ZIPs; Illinois 14 counties, 466 ZIPs; Tennessee 13 counties, 188 ZIPs; Michigan 10 counties, 221 ZIPs.
Old National Bank (#3832) largest markets: Cook County, IL (5,874 branches, 178 ZIPs) (#3832), Hennepin County, MN (876 branches, 73 ZIPs) (#3832), St. Louis County, MN (52 branches, 52 ZIPs) (#3832), Dane County, WI (506 branches, 46 ZIPs) (#3832), Will County, IL (720 branches, 45 ZIPs) (#3832), Jefferson County, KY (129 branches, 43 ZIPs) (#3832).
Old National Bank (#3832) reports $73.86 billion in total assets; Old National Bank (#3832) equity $8.36 billion (11.3% of Old National Bank (#3832) assets); Old National Bank (#3832) domestic deposits $56.99 billion; Old National Bank (#3832) net income $511.6 million; Old National Bank (#3832) return on assets 1.41%; Old National Bank (#3832) return on equity 12.44%; Old National Bank (#3832) net interest income $1.17 billion; Old National Bank (#3832) call report June 30, 2026.
Old National Bank (#3832) noncurrent real-estate loans 0.16% of its book; Old National Bank (#3832) multifamily 0.18%; Old National Bank (#3832) residential 0.21%; Old National Bank (#3832) net charge-offs on real estate 0.84%; Old National Bank (#3832) commercial charge-offs 0.80%; Old National Bank (#3832) multifamily charge-offs 0.86%; Old National Bank (#3832) residential charge-offs 0.81%.
Old National Bank (#3832) net interest margin 3.60% against an eight-quarter Old National Bank (#3832) average of 3.49% (Old National Bank (#3832) compression -0.11 points); Old National Bank (#3832) real-estate loans 15.7% of equity; Old National Bank (#3832) commercial real estate 80.2% of equity; Old National Bank (#3832) non-residential real estate 81.1% of equity; Old National Bank (#3832) rate-exposure score 58/100, Old National Bank (#3832) fixed-rate trap 58/100; Old National Bank (#3832) risk type rate trapped; Old National Bank (#3832) rate regime rates elevated, Old National Bank (#3832) snapshot October 20, 2026.
Old National Bank (#3832) stress score moved from 57.4 on June 22, 2026 to 57.8 on October 20, 2026; Old National Bank (#3832) ranged 57.4 to 57.8 over 117 snapshots.
Old National Bank (#3832) alerts: 40 counties; top Old National Bank (#3832) alert scores: Clinton County, IN 44 (moderate); Franklin County, IN 43 (moderate); Jackson County, IN 40 (moderate); Jasper County, IN 39 (moderate); Madison County, IN 39 (moderate).