Associated Bank NA (FDIC #5296): Bank Stress & Real-Estate Credit Exposure
Associated Bank NA (FDIC Cert #5296): bank stress 68/100, elevated, STABLE over 7 days; parent ASSOCIATED BANC-CORP (ASB).
Associated Bank NA (#5296) lends in 72 counties across 6 states; Associated Bank NA (#5296) reaches 1,421 ZIP codes: Wisconsin 44 counties, 610 ZIPs; Illinois 10 counties, 401 ZIPs; Minnesota 8 counties, 187 ZIPs; Nebraska 7 counties, 140 ZIPs; Iowa 2 counties, 36 ZIPs; Missouri 1 county, 47 ZIPs.
Associated Bank NA (#5296) largest markets: Cook County, IL (1,068 branches, 178 ZIPs) (#5296), Hennepin County, MN (584 branches, 73 ZIPs) (#5296), St. Louis County, MO (47 branches, 47 ZIPs) (#5296), Dane County, WI (460 branches, 46 ZIPs) (#5296), Lancaster County, NE (44 branches, 44 ZIPs) (#5296), Dupage County, IL (43 branches, 43 ZIPs) (#5296).
Associated Bank NA (#5296) reports $51.76 billion in total assets; Associated Bank NA (#5296) equity $5.36 billion (10.4% of Associated Bank NA (#5296) assets); Associated Bank NA (#5296) domestic deposits $40.12 billion; Associated Bank NA (#5296) net income $248.3 million; Associated Bank NA (#5296) return on assets 1.05%; Associated Bank NA (#5296) return on equity 9.94%; Associated Bank NA (#5296) net interest income $676.0 million; Associated Bank NA (#5296) call report June 30, 2026.
Associated Bank NA (#5296) noncurrent real-estate loans 0.02% of its book; Associated Bank NA (#5296) residential 0.09%; Associated Bank NA (#5296) net charge-offs on real estate 0.51%; Associated Bank NA (#5296) multifamily charge-offs 0.32%; Associated Bank NA (#5296) residential charge-offs 0.12%.
Associated Bank NA (#5296) net interest margin 3.12% against an eight-quarter Associated Bank NA (#5296) average of 2.94% (Associated Bank NA (#5296) compression -0.18 points); Associated Bank NA (#5296) real-estate loans 1.9% of equity; Associated Bank NA (#5296) non-residential real estate 11.9% of equity; Associated Bank NA (#5296) rate-exposure score 50/100, Associated Bank NA (#5296) fixed-rate trap 50/100; Associated Bank NA (#5296) risk type credit driven; Associated Bank NA (#5296) rate regime rates elevated; Associated Bank NA (#5296) shares 9.7% below the 52-week high, Associated Bank NA (#5296) equity trend weakening, Associated Bank NA (#5296) snapshot October 19, 2026.
Associated Bank NA (#5296) stress score moved from 65.4 on June 22, 2026 to 68.4 on October 19, 2026; Associated Bank NA (#5296) ranged 65.4 to 68.4 over 116 snapshots.
Associated Bank NA (#5296) alerts: 40 counties; top Associated Bank NA (#5296) alert scores: Oconto County, WI 58 (elevated); Marinette County, WI 47 (moderate); Eau Claire County, WI 42 (moderate); Lincoln County, WI 41 (moderate); Waukesha County, WI 38 (moderate).