Lake County, IL: Foreclosures, Tax Liens & Distressed Properties

Lake County, IL, Illinois: 36 ZIP codes scored, Lake County, IL averaging 28/100 (low, Lake, IL), from 26 to 34. Lake County, IL is in its expansion phase (Lake, IL confidence 33/100): Lake, IL home prices up 5.7% (Lake, IL) over twelve months. Lake County, IL lender headwind: 44/100.

Highest-scoring Lake County, IL ZIPs: 60074 (34/100), 60090 (34/100), 60010 (32/100), 60089 (29/100), 60002 (28/100), 60015 (28/100). Also scored in Lake County, IL: 60030, 60031, 60035, 60040, 60041, 60044, 60045, 60046, 60047, 60048.

Across Lake County, IL's scored ZIPs: median home value $368,612, household income $114,533, 4.9% vacancy, 10.4% poverty, 75% owner-occupied, median age 40.6.

Lake County, IL insurance distress 30/100 (#1,587 in the US); FEMA hazard 0/100 for Lake, IL; 70 Lake, IL NFIP flood claims, $1.8M paid; Lake, IL construction distress 65/100.

30 banks with 150 branches lend in Lake County, IL; Lake, IL weighted bank stress 63/100, highest 89/100 in Lake, IL.

Lake County, IL unemployment 3.8% (Lake, IL -2.4 pts, six months); 1,033 new housing units permitted in Lake County, IL over twelve months, Lake, IL down 15% from 1,210; Lake, IL home prices +10.0% a year (Lake, IL) over three years.

270,618 housing units in Lake County, IL; 65,697 Lake, IL renter households; 45% of Lake, IL renters spend 30%+ of income on rent, 22% (Lake, IL) half or more.

Lake County, IL ranks #2,467 nationally on the opportunity index (Lake, IL, among all ranked counties); Lake, IL scores 26.0/100 and Lake, IL sits #72 inside Illinois. Lake, IL is in the weak opportunity phase; Lake, IL's primary driver is construction, Lake, IL second driver bank institutional; Lake, IL moved up 266 places. 42 short-sale listings across Lake, IL; 90 days on market observed in Lake, IL; 4.8% vacancy over 36 Lake, IL ZIPs.

1.1% of Lake County, IL mortgages were ninety-plus days late in December 2025; Lake, IL's thirty-to-eighty-nine-day share was 1.4% (CFPB county sample). Lake, IL's ninety-day rate is up 0.4 points on twelve months earlier; the Lake, IL peak since 2008 was 4.8% in February 2010; Illinois overall reads 1.1%.

Lake County, IL has 16 watched banks; 16 Lake, IL banks sit in an elevated band. Lake, IL footprints: Bmo Bank National Assn (13 branches, stress 72) in Lake, IL; Libertyville B&T Co Na (8 branches, stress 66) in Lake, IL; First American Bank (7 branches, stress 67) in Lake, IL.

HUD lists 39 assisted multifamily properties in Lake County, IL with 4,300 units; 1,289 Lake, IL units are assisted, 13 Lake, IL properties under project-based Section 8.

12,163 of the 270,618 housing units in Lake, IL sit vacant. Lake County, IL permitted 531 multifamily units in twelve months; Lake, IL's one-to-four unit structures added 502 units in Lake County, IL.