Wisconsin Bank Stress by County

Wisconsin currently reads elevated, above the national norm on bank stress, averaging 61/100 across its counties, ranking #19 nationally. Think of it as the supply side of credit. As it deteriorates, refinancing options close and owners run out of alternatives to selling.

Each new FDIC filing cycle re-scores Wisconsin, so the state position tracks live balance sheets rather than an old snapshot.

DLRadar connects the Wisconsin lender picture to what is happening on the ground -- filings, liens and ownership changes -- so a tightening bank maps to specific parcels.

Why it matters for acquisitions: local lending drives transactions. When the banks footprinting a Wisconsin county are stressed, construction lending pulls back, refinances fail, and over-levered owners slide toward forced sale. That makes it a forward indicator of Wisconsin distressed supply.

The most stressed Wisconsin market is Forest County (89/100), then Oconto County. The ranking below orders every Wisconsin county by bank stress, each linking to its full distress profile.

Scoring covers 72 Wisconsin counties, grading 191 lenders on published FDIC financials.

Practically, a elevated, above the national norm lending backdrop tells a Wisconsin buyer which counties will run out of refinancing first -- and those are where inventory shows up early.

Of Wisconsin tracked counties, 23 sit in high-stress territory, topping out at 100/100.

Bank stress is scored for every U.S. county from public FDIC call reports, then joined to parcel-level foreclosure, lien and ownership data. So in Wisconsin you can move on distressed supply before the market catches up — every figure traces to a public federal source.