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Racine County, WI: Foreclosures, Tax Liens & Distressed Properties

Racine County, WI, Wisconsin: 16 ZIP codes scored, Racine County, WI averaging 26/100 (low, Racine, WI), from 24 to 30. Racine County, WI is in its expansion phase (Racine, WI confidence 35/100): Racine, WI home prices up 7.1% (Racine, WI) over twelve months. Racine County, WI lender headwind: 56/100.

Highest-scoring Racine County, WI ZIPs: 53150 (30/100), 53149 (29/100), 53105 (26/100), 53139 (26/100), 53182 (26/100), 53108 (25/100). Also scored in Racine County, WI: 53126, 53167, 53177, 53185, 53402, 53403, 53404, 53405, 53406, 53120.

Across Racine County, WI's scored ZIPs: median home value $298,925, household income $83,852, 7.8% vacancy, 7.8% poverty, 75% owner-occupied, median age 43.9.

Racine County, WI insurance distress 64/100 (#801 in the US); FEMA hazard 63/100 for Racine, WI; 3 federal disaster declarations in Racine County, WI since 2023 (3 flood); 5 Racine, WI NFIP flood claims, $28K paid; Racine, WI construction distress 18/100.

13 banks with 37 branches lend in Racine County, WI; Racine, WI weighted bank stress 66/100, highest 87/100 in Racine, WI.

Racine County, WI unemployment 4.1% (Racine, WI -1.1 pts, six months); 680 new housing units permitted in Racine County, WI over twelve months, Racine, WI up 36% from 500; Racine, WI home prices +10.0% a year (Racine, WI) over three years.

85,658 housing units in Racine County, WI; 22,826 Racine, WI renter households; 39% of Racine, WI renters spend 30%+ of income on rent, 20% (Racine, WI) half or more.

Racine County, WI ranks #3,057 nationally on the opportunity index (Racine, WI, among all ranked counties); Racine, WI scores 22.5/100 and Racine, WI sits #57 inside Wisconsin. Racine, WI is in the weak opportunity phase; Racine, WI's primary driver is bank institutional, Racine, WI second driver vacancy; Racine, WI moved down 71 places. 1 short-sale listings across Racine, WI; 109 days on market observed in Racine, WI; 6.3% vacancy over 16 Racine, WI ZIPs.

0.7% of Racine County, WI mortgages were ninety-plus days late in December 2025; Racine, WI's thirty-to-eighty-nine-day share was 2.5% (CFPB county sample). Racine, WI's ninety-day rate is down 0.2 points on twelve months earlier; the Racine, WI peak since 2008 was 3.2% in October 2009; Wisconsin overall reads 0.5%.

Racine County, WI has 8 watched banks; 8 Racine, WI banks sit in an elevated band. Racine, WI footprints: Johnson Bank (6 branches, stress 57) in Racine, WI; Tri City National Bank (4 branches, stress 75) in Racine, WI; Community State Bank (4 branches, stress 73) in Racine, WI.

HUD lists 13 assisted multifamily properties in Racine County, WI with 916 units; 308 Racine, WI units are assisted, 5 Racine, WI properties under project-based Section 8.

5,252 of the 85,658 housing units in Racine, WI sit vacant. Racine County, WI permitted 211 multifamily units in twelve months; Racine, WI's one-to-four unit structures added 469 units in Racine County, WI.

Expansion
Market phase
7.1%
Racine, WI HPI YoY
0%
Drawdown
35
Racine confidence

Where distress concentrates in Racine County

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