Citizens Stb Of La Crosse (FDIC #1513): Bank Stress & Real-Estate Credit Exposure
Citizens Stb Of La Crosse (FDIC Cert #1513): bank stress 28/100, contained, STABLE over 7 days; parent CLAYTON BANKSHARES INC.
Citizens Stb Of La Crosse (#1513) lends in 3 counties across 1 state; Citizens Stb Of La Crosse (#1513) reaches 50 ZIP codes: Wisconsin 3 counties, 50 ZIPs.
Citizens Stb Of La Crosse (#1513) largest markets: Polk County, WI (20 branches, 20 ZIPs) (#1513), Eau Claire County, WI (15 branches, 15 ZIPs) (#1513), La Crosse County, WI (30 branches, 15 ZIPs) (#1513).
Citizens Stb Of La Crosse (#1513) reports $648.5 million in total assets; Citizens Stb Of La Crosse (#1513) equity $85.1 million (13.1% of Citizens Stb Of La Crosse (#1513) assets); Citizens Stb Of La Crosse (#1513) domestic deposits $513.4 million; Citizens Stb Of La Crosse (#1513) net income $9.6 million; Citizens Stb Of La Crosse (#1513) return on assets 2.94%; Citizens Stb Of La Crosse (#1513) return on equity 23.27%; Citizens Stb Of La Crosse (#1513) net interest income $13.1 million; Citizens Stb Of La Crosse (#1513) call report June 30, 2026.
Citizens Stb Of La Crosse (#1513) noncurrent real-estate loans: none reported; Citizens Stb Of La Crosse (#1513) net charge-offs on real estate 0.50%; Citizens Stb Of La Crosse (#1513) multifamily charge-offs 0.15%; Citizens Stb Of La Crosse (#1513) residential charge-offs 0.80%.
Citizens Stb Of La Crosse (#1513) net interest margin 4.13% against an eight-quarter Citizens Stb Of La Crosse (#1513) average of 3.83% (Citizens Stb Of La Crosse (#1513) compression -0.30 points); Citizens Stb Of La Crosse (#1513) non-residential real estate 80.0% of equity; Citizens Stb Of La Crosse (#1513) rate-exposure score 40/100, Citizens Stb Of La Crosse (#1513) fixed-rate trap 40/100; Citizens Stb Of La Crosse (#1513) risk type rate trapped; Citizens Stb Of La Crosse (#1513) rate regime rates elevated, Citizens Stb Of La Crosse (#1513) snapshot October 20, 2026.
Citizens Stb Of La Crosse (#1513) stress score moved from 29.6 on June 22, 2026 to 28.3 on October 20, 2026; Citizens Stb Of La Crosse (#1513) ranged 28.3 to 29.6 over 117 snapshots.
Citizens Stb Of La Crosse (#1513) alerts: 3 counties; top Citizens Stb Of La Crosse (#1513) alert scores: Altoona County, WI 15 (low); Clayton County, WI 15 (low); Onalaska County, WI 15 (low).