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Polk County, WI: Foreclosures, Tax Liens & Distressed Properties

Polk County, WI, Wisconsin: 20 ZIP codes scored, Polk County, WI averaging 17/100 (low, Polk, WI), from 13 to 19. Polk County, WI is in its peak phase (Polk, WI confidence 40/100): Polk, WI home prices up 4.6% (Polk, WI) over twelve months. Polk County, WI lender headwind: 68/100.

Highest-scoring Polk County, WI ZIPs: 54001 (19/100), 54006 (19/100), 54009 (19/100), 54020 (19/100), 54024 (19/100), 54810 (19/100). Also scored in Polk County, WI: 54824, 54853, 54858, 54837, 54005, 54026, 54826, 54889, 54004, 54829.

Across Polk County, WI's scored ZIPs: median home value $258,675, household income $79,385, 23.6% vacancy, 9.8% poverty, 82% owner-occupied, median age 47.2.

Polk County, WI insurance distress 19/100 (#2,357 in the US); FEMA hazard 0/100 for Polk, WI; 2 Polk, WI NFIP flood claims, $4K paid; Polk, WI construction distress 53/100.

11 banks with 14 branches lend in Polk County, WI; Polk, WI weighted bank stress 63/100, highest 79/100 in Polk, WI.

Polk County, WI unemployment 3.6% (Polk, WI -4.6 pts, six months); 217 new housing units permitted in Polk County, WI over twelve months, Polk, WI down 6% from 230; Polk, WI home prices +10.3% a year (Polk, WI) over three years.

24,558 housing units in Polk County, WI; 3,550 Polk, WI renter households; 33% of Polk, WI renters spend 30%+ of income on rent, 15% (Polk, WI) half or more.

Polk County, WI ranks #2,139 nationally on the opportunity index (Polk, WI, among all ranked counties); Polk, WI scores 27.2/100 and Polk, WI sits #26 inside Wisconsin. Polk, WI is in the weak opportunity phase; Polk, WI's primary driver is vacancy, Polk, WI second driver bank institutional; Polk, WI moved down 791 places. 9 short-sale listings across Polk, WI; 84 days on market observed in Polk, WI; 20.9% vacancy over 20 Polk, WI ZIPs.

No CFPB county sample covers Polk County, WI. The non-metro area reading for Polk, WI: 0.5% ninety-plus days late; Polk, WI's thirty-to-eighty-nine share is 1.3% (Polk, WI, December 2025 data); Wisconsin overall 0.5%.

Polk County, WI has 7 watched banks; 7 Polk, WI banks sit in an elevated band. Polk, WI footprints: Pillar Bank (3 branches, stress 79) in Polk, WI; Nicolet National Bank (2 branches, stress 50) in Polk, WI; First National Cmty Bank (1 branch, stress 72) in Polk, WI.

HUD lists 4 assisted multifamily properties in Polk County, WI with 54 units; 52 Polk, WI units are assisted.

5,016 of the 24,558 housing units in Polk, WI sit vacant. Polk County, WI permitted 0 multifamily units in twelve months; Polk, WI's one-to-four unit structures added 217 units in Polk County, WI.

Peak
Market phase
4.6%
Polk, WI HPI YoY
0%
Drawdown
40
Polk confidence

Where distress concentrates in Polk County

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