ZIP 54889 Property Distress & Foreclosure Data

DLRadar grades ZIP 54889 (Polk County, Wisconsin) at a low 19/100 for overall property distress. Structural risk reads 42/100 against active distress of 2/100. Property-level stress concentrates in construction/permit lag (63/100), structural risk (42/100), institutional ownership (9/100). On the quiet end sit institutional ownership (9/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (66/100)).

The expansion-phase market in 54889 posted values that rose 6.3% over the year, and 10% higher over three years, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 27.4%, above the national norm and a classic distress-and-opportunity signal. There are about 1,822 housing units across 54889. The typical home is worth about $257,100 (3.2× income, relatively affordable). The demographic-stress sub-score lands at 28/100. At $71,951, median income runs near typical U.S. levels. Around 24% of adults hold a bachelor's degree or higher. Population is roughly 2,889 with a median age of 48. The poverty rate is 7.7%. 76% of housing is owner-occupied. Rent burden reaches 24% of tenant households.

On the whole, 54889 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.