ZIP 54889 Foreclosure, Tax-Lien & Distress Report
Polk County, Wisconsin · High Vacancy market
ZIP 54889's composite property-distress score is 17/100 - DLRadar classes that as low for Polk County, Wisconsin. Latent structural risk is 39/100 while live distress already moving reads 2/100. Its heaviest discrete signals: construction/permit lag (48/100), structural risk (39/100), institutional ownership (9/100). By contrast, institutional ownership (9/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100).
The market reads peak — home values rose 4.9% year on year, and 10% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
The vacancy rate is 27.4% — elevated. There are about 1,822 housing units across 54889. Home values center near $257,100, an affordability ratio of 3.2× — accessible. The demographic-stress sub-score lands at 28/100. Median household income is $71,951, near the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. Population is roughly 2,889 with a median age of 48. 7.7% of residents fall below the poverty threshold. 76% of housing is owner-occupied. Around 24% of renters are cost-burdened.
On the whole, 54889 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 54889 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 54889's 17/100 can be lined up against any neighbor in Polk County, Wisconsin or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 54889 shows blanks, not estimates, wherever the record is sparse.
54889's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 54889 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 54889’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 54889 Stress Report snapshot
54889 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Polk County ZIPs near 54889
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Open the complete 54889 acquisition file
Every distressed parcel in 54889 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology