ZIP 54837 Foreclosure, Tax-Lien & Distress Report
Polk County, Wisconsin · High Vacancy market
DLRadar grades ZIP 54837 (Polk County, Wisconsin) at a low 19/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (56/100), structural risk (43/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (9/100). Climate and flood risk are elevated too — climate & FEMA risk (61/100). The latent-versus-live split is 43/100 structural and 3/100 already moving.
The market reads peak — home values rose 4.6% year on year, and 18% higher over three years, at 40/100 phase confidence. Topping markets hide individual distress behind strong averages.
Roughly 12.3% live below the poverty line. The vacancy rate is 23.0% — elevated. Households earn a median $69,583 — near the roughly $78,000 national figure. Owners hold 84% of homes, renters 16%. Around 40% of renters are cost-burdened. Educational attainment sits at 23% bachelor's-or-above. 3,689 residents call 54837 home, typically aged 53. The typical home is worth about $222,300 (3.0× income, relatively affordable). The demographic-stress sub-score lands at 29/100. There are about 2,074 housing units across 54837.
Net-net, 54837 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 54837 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 54837 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Polk County, Wisconsin and the nation. 54837 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 19/100 figure for 54837 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 54837 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 54837
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
54837 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Get the full acquisition report for 54837
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Deterministic. Every signal traces to a public dataset · methodology