ZIP 54837 Property Distress & Foreclosure Data

ZIP code 54837 in Polk County, Wisconsin carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (63/100), structural risk (45/100), institutional ownership (13/100). By contrast, institutional ownership (13/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (61/100). On the structural side it scores 45/100, with 3/100 of stress already active.

The market reads expansion — home values rose 6.7% year on year, and 18% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Roughly 12.3% live below the poverty line. The vacancy rate is 23.0% — elevated. Households earn a median $69,583 — near the roughly $78,000 national figure. The tenure split is 84% owner-occupied to 16% rented. Around 40% of renters are cost-burdened. About 23% have a four-year degree. About 3,689 people live here, median age 53. A median home runs $222,300 here, or 3.0 times local income. On demographic stress specifically, 54837 scores 29/100. The ZIP holds roughly 2,074 housing units.

Net-net, 54837 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.