ZIP 54824 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 54824 (Polk County, Wisconsin) returns a low composite of 20/100. Environmental exposure also runs high (climate & FEMA risk (64/100), flood (NFIP) exposure (63/100)). Structural risk reads 46/100 against active distress of 3/100. Its heaviest discrete signals: construction/permit lag (57/100), structural risk (46/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low.

The peak-phase market in 54824 posted values that rose 4.6% over the year, and 12% higher over three years, at 40/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $66,450, below the U.S. median near $78,000. 74% of housing is owner-occupied. The typical home is worth about $225,400 (2.9× income, relatively affordable). Rent burden reaches 48% of tenant households. The poverty rate is 14.8%. There are about 1,028 housing units across 54824. Educational attainment sits at 15% bachelor's-or-above. Population is roughly 2,067 with a median age of 48. DLRadar's demographic-stress index for the area reads 32/100. Vacancy runs 17.5%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 54824 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 54824 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 54824 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 54824 stays directly comparable to neighboring ZIPs and the rest of Polk County, Wisconsin. Every figure is auditable to a public dataset and refreshed on ingest; 54824 shows blanks, not estimates, wherever the record is sparse.

The 20/100 for 54824 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 54824 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.