ZIP 54826 Foreclosure, Tax-Lien & Distress Report

Polk County, Wisconsin's ZIP 54826 registers 17/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (66/100)). Structurally it carries 39/100, against 2/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (49/100), structural risk (39/100), institutional ownership (9/100). On the quiet end sit institutional ownership (9/100) and mortgage stress (7/100).

The market reads peak — home values rose 4.9% year on year, and 43% higher over three years (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 90% owner-occupied to 10% rented. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $82,188, near the U.S. median near $78,000. Vacancy runs 52.4%, above the national norm and a classic distress-and-opportunity signal. 10.2% of residents fall below the poverty threshold. About 19% have a four-year degree. Around 19% of renters are cost-burdened. There are about 705 housing units across 54826. A median home runs $266,700 here, or 2.8 times local income. Population is roughly 772 with a median age of 54.

Taken together, 54826 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 54826 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 54826 runs hot or quiet, its 17/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 54826 can be compared directly against any other ZIP in Polk County, Wisconsin or nationwide. Sparse data for 54826 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 54826's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 54826 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.