ZIP 54006 Property Distress & Foreclosure Data

Composite property distress in 54006 (Polk County, Wisconsin) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (65/100), structural risk (48/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low. The latent-versus-live split is 48/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (64/100), flood (NFIP) exposure (64/100).

The market reads expansion — home values rose 6.7% year on year, and 56% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 17.9% — elevated. The ZIP holds roughly 443 housing units. Around 7% of renters are cost-burdened. About 823 people live here, median age 50. On demographic stress specifically, 54006 scores 22/100. About 13% have a four-year degree. Households earn a median $76,719 — near the roughly $78,000 national figure. The tenure split is 89% owner-occupied to 11% rented. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. A median home runs $204,300 here, or 2.6 times local income.

Net-net, 54006 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.