ZIP 54006 Foreclosure, Tax-Lien & Distress Report

ZIP 54006's composite property-distress score is 20/100 - DLRadar classes that as low for Polk County, Wisconsin. Property-level stress concentrates in construction/permit lag (57/100), structural risk (46/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (9/100) register low. Latent structural risk is 46/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — climate & FEMA risk (64/100), flood (NFIP) exposure (63/100).

The market reads peak — home values rose 4.6% year on year, and 56% higher over three years (phase confidence 40/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 17.9% — elevated. The ZIP holds roughly 443 housing units. Around 7% of renters are cost-burdened. Population is roughly 823 with a median age of 50. DLRadar's demographic-stress index for the area reads 22/100. Around 13% of adults hold a bachelor's degree or higher. Median household income is $76,719, near the U.S. median near $78,000. Owners hold 89% of homes, renters 11%. Roughly 4.5% live below the poverty line, a low share typical of higher-equity areas. Home values center near $204,300, an affordability ratio of 2.6× — accessible.

Net-net, 54006 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 54006 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 54006 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 54006 stays directly comparable to neighboring ZIPs and the rest of Polk County, Wisconsin. Every figure is auditable to a public dataset and refreshed on ingest; 54006 shows blanks, not estimates, wherever the record is sparse.

54006's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 54006 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.