Polk County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Polk County, Wisconsin? DLRadar grades every Polk County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Polk County breakdown.
- Polk County's most distressed ZIP is 54001 at 20/100.
- 20 ZIP codes tracked in Polk County, averaging 18/100 distress.
- Polk County reads peak — home values up 4.6% year over year.
- Vacancy runs 23.6% across Polk County's tracked ZIPs, with a 9.8% poverty rate.
- The typical Polk County home is worth about $258,675 against a ~$79,385 median income.
- Lending headwind in Polk County sits at 68/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 54001 | 20/100 |
| 2 | 54006 | 20/100 |
| 3 | 54009 | 20/100 |
| 4 | 54020 | 20/100 |
| 5 | 54024 | 20/100 |
| 6 | 54810 | 20/100 |
| 7 | 54824 | 20/100 |
| 8 | 54853 | 20/100 |
| 9 | 54858 | 20/100 |
| 10 | 54837 | 19/100 |
| 11 | 54026 | 18/100 |
| 12 | 54005 | 17/100 |
Most distressed ZIP codes in Polk County (composite distress 0-100, 2026)
What is driving Polk County distress
DLRadar builds Polk County's distress picture only from records anyone can pull; its ZIPs average 18/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Polk County market phase and pricing
The cycle in Polk County is peak, with values up 4.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Polk County
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What people ask
Which part of Polk County, WI scores highest for distress?
ZIP 54001 leads Polk County at 20/100, recomputed monthly from public records.
How would you describe the Polk County market phase?
FHFA price-index movement places Polk County in peak; prices are up 4.6% over twelve months.
Which datasets feed the Polk County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 20 ZIP codes in Polk County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Polk County ZIP codes?
The county figure is a blend, not a description. Across the Polk County ZIPs DLRadar ranks, scores run from 20/100 in 54001 down to 17/100 in 54005, against a Polk County average of 18/100. With 3 points between best and worst, county-level targeting in Polk County wastes effort.
What do Polk County home values and vacancy say about distressed supply?
The typical Polk County home carries about $258,675 of value against a median household income near $79,385. Vacancy across Polk County's tracked ZIPs runs 23.6% and the poverty rate is 9.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Polk County's foreclosure and lien filings and its 68/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.