Polk County, WI: Home-Insurance Distress & Forced-Sale Pressure
Polk County, WI: 19/100 (low) home-insurance distress; Polk, WI band LOW; Polk, WI #2,357 of 3,222 counties; Polk, WI #35 of 72 in Wisconsin; raw Polk, WI 22.2; Polk, WI coverage multiplier 0.85.
FEMA hazard, Polk, WI: 0/100; Polk, WI declarations, three years: none.
NFIP claims, Polk, WI, three years: 2; Polk, WI payouts $4,289; per Polk, WI claim $2,145; Polk, WI claim-stress 56/100.
Polk, WI monthly score fell, 22 (March 2026) to 19 (October 2026); Polk, WI by month: March 22, April 22, May 21, June 21 (Polk, WI), July 21, August 21, September 21, October 19.
Polk, WI components: NFIP claims 56; Polk, WI retreat index 19; Polk, WI climate multiplier 0.85.
Construction distress, Polk, WI: 53/100 as of August 2026 (Polk, WI: 53/100 one-to-four unit, 27/100 multifamily).
Polk, WI ZIPs, June 2026 (Polk, WI, 16 highest): score 0 (Polk, WI), climate 71 (Polk, WI): 54017; score 0 (Polk, WI), climate 69 (Polk, WI): 54007; score 0 (Polk, WI), climate 68 (Polk, WI): 54829; score 0 (Polk, WI), climate 67 (Polk, WI): 54004; score 0 (Polk, WI), climate 66 (Polk, WI): 54026, 54826, 54889; score 0 (Polk, WI), climate 65 (Polk, WI): 54005; score 0 (Polk, WI), climate 64 (Polk, WI): 54001, 54006, 54009, 54020, Polk, WI 54024, 54810, 54824, 54853.
DLRadar rescores Polk, WI monthly; Polk, WI readings join Polk, WI foreclosure, lien and ownership parcels (Polk, WI), so cost-squeezed Polk, WI owners surface before listing.
Inside Wisconsin, Polk County ranks 35th of 72 counties for home-insurance distress at 19/100; Door County (19/100) sits just above Polk County, and Trempealeau County (19/100) sits just below Polk County.
Deterministic. Every Polk County, WI signal traces to a public Polk dataset (FEMA, NFIP, Census for Polk, WI) · how insurance distress works in Polk, WI · methodology
FAQ: Polk County, WI insurance distress
What is the Polk County, WI home-insurance-distress score?
Polk, WI: 19/100 (LOW), #2,357 of 3,222, #35 in Wisconsin. FEMA hazard, Polk, WI: 0/100; NFIP stress, Polk, WI: 56/100; construction, Polk, WI: 53/100; Polk, WI rescores monthly.
Is Polk County insurance distress getting better or worse (WI)?
Polk, WI: 22 in March 2026; Polk, WI: 19 in October 2026 (better); Polk, WI NFIP claims score 56.
How many flood-insurance claims has Polk County, WI had?
Polk, WI: 2 NFIP claims, three years; Polk, WI paid $4,289; per Polk, WI claim $2,145; carriers reprice Polk, WI against that record.
Which Polk County ZIP codes carry the most insurance distress (WI)?
Polk, WI, June 2026: 54017 at 0, 54007 at 0, 54829 at 0, 54004 at 0; Polk, WI climate scores there: 71, 69, 68, 67.
Why does Polk, WI insurance distress create sellers?
A Polk, WI premium outruns the Polk, WI budget; a carrier leaves Polk, WI; Polk, WI carrying cost passes plan; Polk, WI owners sell while current; Polk, WI insurance distress leads Polk, WI foreclosure data.