ZIP 55084 Property Distress & Foreclosure Data

ZIP code 55084 in Chisago County, Minnesota carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (86/100), structural risk (39/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Structural exposure scores 39 and live distress 1 on the 0–100 scale.

The peak-phase market in 55084 posted values that rose 2.9% over the year, and 42% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 853 housing units across 55084. 83% of housing is owner-occupied. The typical home is worth about $318,500 (3.3× income, relatively affordable). At $90,500, median income runs above typical U.S. levels. Around 23% of adults hold a bachelor's degree or higher. The poverty rate is 3.6% — low. Vacancy runs 14.0%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 29/100. Population is roughly 1,942 with a median age of 42. Rent burden reaches 49% of tenant households.

On the whole, 55084 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.