ZIP 55084 Foreclosure, Tax-Lien & Distress Report

In Chisago County, Minnesota, ZIP 55084 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (89/100), structural risk (39/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. On the structural side it scores 39/100, with 1/100 of stress already active.

The market reads peak — home values rose 2.4% year on year, and 42% higher over three years, at 16/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 853 housing units across 55084. 83% of housing is owner-occupied. Home values center near $318,500, an affordability ratio of 3.3× — accessible. At $90,500, median income runs above typical U.S. levels. Educational attainment sits at 23% bachelor's-or-above. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 14.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 55084 scores 29/100. 1,942 residents call 55084 home, typically aged 42. Rent burden reaches 49% of tenant households.

Taken together, 55084 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 55084 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 55084 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 55084, the field stays empty rather than modeled, and fills in as new documents post.

55084's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 55084 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.