ZIP 55032 Foreclosure, Tax-Lien & Distress Report
Chisago County, Minnesota · Distress market
DLRadar grades ZIP 55032 (Chisago County, Minnesota) at a low 17/100 for overall property distress. The split runs 39/100 structural to 1/100 active on the ground. Leading the profile are construction/permit lag (89/100), structural risk (39/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.
The market reads peak — home values rose 2.4% year on year, and 20% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $106,522, median income runs above typical U.S. levels. About 20% have a four-year degree. Rent burden reaches 35% of tenant households. About 3,353 people live here, median age 43. 8.6% of residents fall below the poverty threshold. Home values center near $380,900, an affordability ratio of 3.4× — accessible. The vacancy rate is 11.3% — elevated. DLRadar's demographic-stress index for the area reads 28/100. The tenure split is 93% owner-occupied to 7% rented. The ZIP holds roughly 1,403 housing units.
Broadly, 55032 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 55032 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 55032 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 55032 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 17/100 figure for 55032 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 55032 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 55032 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 55032 distress snapshot
The live 55032 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Chisago County
Explore related distress reports
Other reports tied to Chisago County, Minnesota — ZIP, county and statewide.
Open the complete 55032 acquisition file
Every distressed parcel in 55032 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology