ZIP 55032 Property Distress & Foreclosure Data

Composite property distress in 55032 (Chisago County, Minnesota) lands at 17/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 39/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (86/100), structural risk (39/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 2.9% year on year, and 20% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Households earn a median $106,522 — above the roughly $78,000 national figure. About 20% have a four-year degree. Around 35% of renters are cost-burdened. About 3,353 people live here, median age 43. Roughly 8.6% live below the poverty line. A median home runs $380,900 here, or 3.4 times local income. The vacancy rate is 11.3% — elevated. On demographic stress specifically, 55032 scores 28/100. The tenure split is 93% owner-occupied to 7% rented. The ZIP holds roughly 1,403 housing units.

Overall 55032 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.