ZIP 55056 Property Distress & Foreclosure Data

Chisago County, Minnesota's ZIP 55056 registers 15/100 composite distress, which DLRadar reads as low. On the structural side it scores 34/100, with 1/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (74/100), structural risk (34/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 2.9% year on year, and 8% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Roughly 5.8% live below the poverty line, a low share typical of higher-equity areas. Around 44% of renters are cost-burdened. Households earn a median $93,601 — above the roughly $78,000 national figure. A median home runs $331,300 here, or 3.2 times local income. About 14,279 people live here, median age 40. About 21% have a four-year degree. On demographic stress specifically, 55056 scores 28/100. The vacancy rate is 3.5%. The ZIP holds roughly 6,080 housing units. The tenure split is 84% owner-occupied to 16% rented.

Overall 55056 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.