Hiawatha National Bank (FDIC #13058): Bank Stress & Real-Estate Credit Exposure
Hiawatha National Bank (FDIC Cert #13058): bank stress 69/100, elevated, STABLE over 7 days; parent LAKE SHORE III CORP.
Hiawatha National Bank (#13058) lends in 5 counties across 1 state; Hiawatha National Bank (#13058) reaches 75 ZIP codes: Wisconsin 5 counties, 75 ZIPs.
Hiawatha National Bank (#13058) largest markets: Polk County, WI (20 branches, 20 ZIPs) (#13058), St. Croix County, WI (54 branches, 18 ZIPs) (#13058), Sheboygan County, WI (18 branches, 18 ZIPs) (#13058), Trempealeau County, WI (14 branches, 14 ZIPs) (#13058), Pierce County, WI (26 branches, 13 ZIPs) (#13058).
Hiawatha National Bank (#13058) reports $781.3 million in total assets; Hiawatha National Bank (#13058) equity $86.8 million (11.1% of Hiawatha National Bank (#13058) assets); Hiawatha National Bank (#13058) domestic deposits $602.1 million; Hiawatha National Bank (#13058) net income $3.4 million; Hiawatha National Bank (#13058) return on assets 0.89%; Hiawatha National Bank (#13058) return on equity 8.07%; Hiawatha National Bank (#13058) net interest income $11.3 million; Hiawatha National Bank (#13058) call report June 30, 2026.
Hiawatha National Bank (#13058) noncurrent real-estate loans: none reported; Hiawatha National Bank (#13058) net charge-offs on real estate 4.16%; Hiawatha National Bank (#13058) multifamily charge-offs 1.91%; Hiawatha National Bank (#13058) residential charge-offs 5.81%.
Hiawatha National Bank (#13058) net interest margin 3.09% against an eight-quarter Hiawatha National Bank (#13058) average of 3.21% (Hiawatha National Bank (#13058) compression 0.13 points); Hiawatha National Bank (#13058) non-residential real estate 581.1% of equity; Hiawatha National Bank (#13058) rate-exposure score 40/100, Hiawatha National Bank (#13058) fixed-rate trap 40/100; Hiawatha National Bank (#13058) risk type credit driven; Hiawatha National Bank (#13058) rate regime rates elevated, Hiawatha National Bank (#13058) snapshot October 19, 2026.
Hiawatha National Bank (#13058) stress score moved from 66.9 on June 22, 2026 to 68.8 on October 19, 2026; Hiawatha National Bank (#13058) ranged 66.9 to 68.8 over 116 snapshots.
Hiawatha National Bank (#13058) alerts: 5 counties; top Hiawatha National Bank (#13058) alert scores: Hudson County, WI 23 (low); Maiden Rock County, WI 23 (low); Osceola County, WI 23 (low); Plymouth County, WI 23 (low); Whitehall County, WI 23 (low).