St. Croix County, WI: Foreclosures, Tax Liens & Distressed Properties

DLRadar tracks property distress across St. Croix County, Wisconsin using verifiable public-record signals alone. DLRadar scores 18 ZIPs here, with a mean composite of 15/100. The county's ZIP scores run from 13 up to 20/100. Lender pressure in St. Croix County registers 68/100 — a elevated bank-stress headwind.

In its peak phase, St. Croix County home prices rose 2.4% across the last year, at 16/100 phase confidence. With pricing topped out, blanket buying underperforms — the edge is parcel by parcel.

St. Croix County's topped-out +2.4% YoY (16/100 confidence) means the discount lives in outliers — target the few ZIPs carrying distress. Bank stress at 68/100 is a buyer tailwind: short sales and foreclosures accelerate.

Distress concentrates in ZIP 54020 (20/100), ZIP 54026 (18/100), ZIP 54005 (17/100), ZIP 54734 (16/100), ZIP 54767 (16/100), ZIP 54022 (15/100) — drill into any for the parcel-level read. Also scored across the county: 54749, 54007, 54002, 54013, 54015, 54016, 54017, 54023, 54025, 54027.

Profile-wise, the ZIPs DLRadar tracks across St. Croix County come in at a median age of 41.4, incomes around $97,834, 81% owner-occupancy, poverty running near 7.2%, home values averaging roughly $325,550, in line with the US, vacancy near 6.5%. Income, equity and tenure like these signal who sells under pressure and how fast a deal moves.

At 15/100 composite over 18 ZIPs, St. Croix County is a screen-by-ZIP market where the ZIP scores point. A DLRadar subscription opens every St. Croix County parcel: owner and contact detail, APN, scoring, lienholder detail and an estimated exit speed.

The distress read for St. Croix County, Wisconsin is refreshed as new public records post and uses the same methodology coast to coast, so St. Croix County stays directly comparable to any other market you track.

St. Croix County, Wisconsin is best worked from the top of the score down; blanket outreach across St. Croix County dilutes effort that the ZIP-level numbers would have focused. Every figure traces to a public federal or county source — recorder and court records for foreclosure and liens, FHFA for the price cycle, FDIC for lender stress — and DLRadar leaves a signal blank rather than estimating where St. Croix County data is thin.

Drilling in, St. Croix County's highest-scoring ZIPs are 54020 (20/100), 54026 (18/100), 54005 (17/100), 54734 (16/100), 54767 (16/100), 54022 (15/100). DLRadar also scores 54749, 54007, 54002, 54013, 54015, 54016, 54017, 54023 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under St. Croix County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.