First Resource Bank (FDIC #58039): Bank Stress & Real-Estate Credit Exposure

First Resource Bank (FDIC Cert #58039): bank stress 75/100, severe, STABLE over 7 days; parent AMERI FINANCIAL GROUP INC.

First Resource Bank (#58039) lends in 5 counties across 2 states; First Resource Bank (#58039) reaches 139 ZIP codes: Minnesota 4 counties, 119 ZIPs; Wisconsin 1 county, 20 ZIPs.

First Resource Bank (#58039) largest markets: Hennepin County, MN (73 branches, 73 ZIPs) (#58039), Anoka County, MN (20 branches, 20 ZIPs) (#58039), Polk County, WI (20 branches, 20 ZIPs) (#58039), Washington County, MN (38 branches, 19 ZIPs) (#58039), Chisago County, MN (45 branches, 15 ZIPs) (#58039).

First Resource Bank (#58039) reports $1.08 billion in total assets; First Resource Bank (#58039) equity $100.5 million (9.3% of First Resource Bank (#58039) assets); First Resource Bank (#58039) domestic deposits $893.3 million; First Resource Bank (#58039) net income $4.1 million; First Resource Bank (#58039) return on assets 0.90%; First Resource Bank (#58039) return on equity 10.08%; First Resource Bank (#58039) net interest income $17.1 million; First Resource Bank (#58039) call report June 30, 2026.

First Resource Bank (#58039) noncurrent real-estate loans: none reported; First Resource Bank (#58039) net charge-offs on real estate 0.08%; First Resource Bank (#58039) residential charge-offs 0.12%.

First Resource Bank (#58039) net interest margin 3.88% against an eight-quarter First Resource Bank (#58039) average of 3.44% (First Resource Bank (#58039) compression -0.44 points); First Resource Bank (#58039) non-residential real estate 12.0% of equity; First Resource Bank (#58039) rate-exposure score 40/100, First Resource Bank (#58039) fixed-rate trap 40/100; First Resource Bank (#58039) risk type credit driven; First Resource Bank (#58039) rate regime rates elevated, First Resource Bank (#58039) snapshot October 19, 2026.

First Resource Bank (#58039) stress score moved from 77.9 on June 22, 2026 to 75.2 on October 20, 2026; First Resource Bank (#58039) ranged 75.2 to 77.9 over 117 snapshots.

First Resource Bank (#58039) alerts: 5 counties; top First Resource Bank (#58039) alert scores: Circle Pines County, MN 25 (low); Minneapolis County, MN 25 (low); Saint Croix Falls County, MN 25 (low); Stillwater County, MN 25 (low); Wyoming County, MN 25 (low).