Americana Community Bank (FDIC #8205): Bank Stress & Real-Estate Credit Exposure
Americana Community Bank (FDIC Cert #8205): bank stress 75/100, severe, STABLE over 7 days; parent MIDWEST BANCSHARES INC.
Americana Community Bank (#8205) lends in 3 counties across 1 state; Americana Community Bank (#8205) reaches 96 ZIP codes: Minnesota 3 counties, 96 ZIPs.
Americana Community Bank (#8205) largest markets: Hennepin County, MN (73 branches, 73 ZIPs) (#8205), Carver County, MN (36 branches, 18 ZIPs) (#8205), Brown County, MN (11 branches, 11 ZIPs) (#8205).
Americana Community Bank (#8205) reports $179.9 million in total assets; Americana Community Bank (#8205) equity $19.4 million (10.8% of Americana Community Bank (#8205) assets); Americana Community Bank (#8205) domestic deposits $152.7 million; Americana Community Bank (#8205) net income $550,000; Americana Community Bank (#8205) return on assets 0.62%; Americana Community Bank (#8205) return on equity 5.71%; Americana Community Bank (#8205) net interest income $3.6 million; Americana Community Bank (#8205) call report June 30, 2026.
Americana Community Bank (#8205) noncurrent real-estate loans: none reported; Americana Community Bank (#8205) net charge-offs on real estate 0.00%.
Americana Community Bank (#8205) net interest margin 4.30% against an eight-quarter Americana Community Bank (#8205) average of 3.97% (Americana Community Bank (#8205) compression -0.33 points); Americana Community Bank (#8205) rate-exposure score 40/100, Americana Community Bank (#8205) fixed-rate trap 40/100; Americana Community Bank (#8205) risk type credit driven; Americana Community Bank (#8205) rate regime rates elevated, Americana Community Bank (#8205) snapshot October 19, 2026.
Americana Community Bank (#8205) stress score moved from 71.8 on June 22, 2026 to 75.3 on October 19, 2026; Americana Community Bank (#8205) ranged 71.8 to 75.3 over 116 snapshots.
Americana Community Bank (#8205) alerts: 3 counties; top Americana Community Bank (#8205) alert scores: Chanhassen County, MN 25 (low); Maple Grove County, MN 25 (low); Sleepy Eye County, MN 25 (low).