Bridgewater Bank (FDIC #58210): Bank Stress & Real-Estate Credit Exposure
Bridgewater Bank (FDIC Cert #58210): bank stress 59/100, moderate, STABLE over 7 days; parent BRIDGEWATER BANCSHARES INC (BWB).
Bridgewater Bank (#58210) lends in 3 counties across 1 state; Bridgewater Bank (#58210) reaches 114 ZIP codes: Minnesota 3 counties, 114 ZIPs.
Bridgewater Bank (#58210) largest markets: Hennepin County, MN (584 branches, 73 ZIPs) (#58210), Ramsey County, MN (27 branches, 27 ZIPs) (#58210), Washington County, MN (19 branches, 19 ZIPs) (#58210).
Bridgewater Bank (#58210) reports $5.38 billion in total assets; Bridgewater Bank (#58210) equity $631.1 million (11.7% of Bridgewater Bank (#58210) assets); Bridgewater Bank (#58210) domestic deposits $4.36 billion; Bridgewater Bank (#58210) net income $34.8 million; Bridgewater Bank (#58210) return on assets 1.30%; Bridgewater Bank (#58210) return on equity 11.37%; Bridgewater Bank (#58210) net interest income $78.9 million; Bridgewater Bank (#58210) call report June 30, 2026.
Bridgewater Bank (#58210) noncurrent real-estate loans 0.04% of its book; Bridgewater Bank (#58210) multifamily 0.09%; Bridgewater Bank (#58210) net charge-offs on real estate 0.57%; Bridgewater Bank (#58210) multifamily charge-offs 0.76%; Bridgewater Bank (#58210) residential charge-offs 0.64%.
Bridgewater Bank (#58210) net interest margin 3.09% against an eight-quarter Bridgewater Bank (#58210) average of 2.71% (Bridgewater Bank (#58210) compression -0.39 points); Bridgewater Bank (#58210) real-estate loans 4.0% of equity; Bridgewater Bank (#58210) non-residential real estate 63.8% of equity; Bridgewater Bank (#58210) rate-exposure score 40/100, Bridgewater Bank (#58210) fixed-rate trap 40/100; Bridgewater Bank (#58210) risk type market signal; Bridgewater Bank (#58210) rate regime rates elevated; Bridgewater Bank (#58210) shares 8.4% below the 52-week high, Bridgewater Bank (#58210) equity trend weakening, Bridgewater Bank (#58210) snapshot October 20, 2026.
Bridgewater Bank (#58210) stress score moved from 55.6 on June 22, 2026 to 58.5 on October 20, 2026; Bridgewater Bank (#58210) ranged 55.6 to 58.5 over 117 snapshots.
Bridgewater Bank (#58210) alerts: 3 counties; top Bridgewater Bank (#58210) alert scores: Lake Elmo County, MN 22 (low); Minnetonka County, MN 22 (low); Saint Paul County, MN 22 (low).