Byline Bank (FDIC #20624): Bank Stress & Real-Estate Credit Exposure
Byline Bank (FDIC Cert #20624): bank stress 42/100, contained, STABLE over 7 days; parent BYLINE BCORP INC.
Byline Bank (#20624) lends in 7 counties across 2 states; Byline Bank (#20624) reaches 344 ZIP codes: Illinois 6 counties, 307 ZIPs; Wisconsin 1 county, 37 ZIPs.
Byline Bank (#20624) largest markets: Cook County, IL (6,942 branches, 178 ZIPs) (#20624), Will County, IL (45 branches, 45 ZIPs) (#20624), Dupage County, IL (86 branches, 43 ZIPs) (#20624), Milwaukee County, WI (37 branches, 37 ZIPs) (#20624), Lake County, IL (72 branches, 36 ZIPs) (#20624), Kane County, IL (34 branches, 34 ZIPs) (#20624).
Byline Bank (#20624) reports $9.91 billion in total assets; Byline Bank (#20624) equity $1.40 billion (14.1% of Byline Bank (#20624) assets); Byline Bank (#20624) domestic deposits $7.90 billion; Byline Bank (#20624) net income $82.7 million; Byline Bank (#20624) return on assets 1.69%; Byline Bank (#20624) return on equity 12.03%; Byline Bank (#20624) net interest income $206.0 million; Byline Bank (#20624) call report June 30, 2026.
Byline Bank (#20624) noncurrent real-estate loans 0.03% of its book; Byline Bank (#20624) multifamily -0.01%; Byline Bank (#20624) residential 0.05%; Byline Bank (#20624) net charge-offs on real estate 0.88%; Byline Bank (#20624) residential charge-offs 1.18%.
Byline Bank (#20624) net interest margin 4.53% against an eight-quarter Byline Bank (#20624) average of 4.34% (Byline Bank (#20624) compression -0.19 points); Byline Bank (#20624) real-estate loans 3.3% of equity; Byline Bank (#20624) non-residential real estate 117.6% of equity; Byline Bank (#20624) rate-exposure score 40/100, Byline Bank (#20624) fixed-rate trap 40/100; Byline Bank (#20624) risk type credit driven; Byline Bank (#20624) rate regime rates elevated, Byline Bank (#20624) snapshot October 19, 2026.
Byline Bank (#20624) stress score moved from 42.6 on June 22, 2026 to 42.5 on October 19, 2026; Byline Bank (#20624) ranged 42.5 to 42.6 over 116 snapshots.
Byline Bank (#20624) alerts: 7 counties; top Byline Bank (#20624) alert scores: Geneva County, IL 19 (low); Libertyville County, IL 19 (low); Milwaukee County, IL 19 (low); Oswego County, IL 19 (low); Tinley Park County, IL 19 (low).