Equitable Bank SSB (FDIC #28614): Bank Stress & Real-Estate Credit Exposure

Equitable Bank SSB (FDIC Cert #28614): bank stress 87/100, severe, STABLE over 7 days; parent TEB MHC.

Equitable Bank SSB (#28614) lends in 3 counties across 1 state; Equitable Bank SSB (#28614) reaches 78 ZIP codes: Wisconsin 3 counties, 78 ZIPs.

Equitable Bank SSB (#28614) largest markets: Milwaukee County, WI (148 branches, 37 ZIPs) (#28614), Waukesha County, WI (31 branches, 31 ZIPs) (#28614), Racine County, WI (16 branches, 16 ZIPs) (#28614).

Equitable Bank SSB (#28614) reports $327.1 million in total assets; Equitable Bank SSB (#28614) equity $30.6 million (9.4% of Equitable Bank SSB (#28614) assets); Equitable Bank SSB (#28614) domestic deposits $289.1 million; Equitable Bank SSB (#28614) net income $506,000; Equitable Bank SSB (#28614) return on assets 0.31%; Equitable Bank SSB (#28614) return on equity 3.43%; Equitable Bank SSB (#28614) net interest income $4.9 million; Equitable Bank SSB (#28614) call report June 30, 2026.

Equitable Bank SSB (#28614) noncurrent real-estate loans: none reported; Equitable Bank SSB (#28614) net charge-offs on real estate 0.05%.

Equitable Bank SSB (#28614) net interest margin 3.13% against an eight-quarter Equitable Bank SSB (#28614) average of 2.72% (Equitable Bank SSB (#28614) compression -0.41 points); Equitable Bank SSB (#28614) rate-exposure score 40/100, Equitable Bank SSB (#28614) fixed-rate trap 40/100; Equitable Bank SSB (#28614) risk type credit driven; Equitable Bank SSB (#28614) rate regime rates elevated, Equitable Bank SSB (#28614) snapshot October 19, 2026.

Equitable Bank SSB (#28614) stress score moved from 83.8 on June 22, 2026 to 86.6 on October 19, 2026; Equitable Bank SSB (#28614) ranged 83.8 to 86.6 over 116 snapshots.

Equitable Bank SSB (#28614) alerts: 3 counties; top Equitable Bank SSB (#28614) alert scores: Milwaukee County, WI 43 (moderate); Delafield County, WI 27 (low); Waterford County, WI 27 (low).