Collins State Bank (FDIC #14914): Bank Stress & Real-Estate Credit Exposure
Collins State Bank (FDIC Cert #14914): bank stress 71/100, elevated, STABLE over 7 days; parent COMMUNITY CAPITAL BCORP INC.
Collins State Bank (#14914) lends in 4 counties across 1 state; Collins State Bank (#14914) reaches 76 ZIP codes: Wisconsin 4 counties, 76 ZIPs.
Collins State Bank (#14914) largest markets: Waukesha County, WI (62 branches, 31 ZIPs) (#14914), Manitowoc County, WI (40 branches, 20 ZIPs) (#14914), Sheboygan County, WI (18 branches, 18 ZIPs) (#14914), Calumet County, WI (14 branches, 14 ZIPs) (#14914).
Collins State Bank (#14914) reports $301.2 million in total assets; Collins State Bank (#14914) equity $28.5 million (9.5% of Collins State Bank (#14914) assets); Collins State Bank (#14914) domestic deposits $260.6 million; Collins State Bank (#14914) net income $1.6 million; Collins State Bank (#14914) return on assets 1.09%; Collins State Bank (#14914) return on equity 11.54%; Collins State Bank (#14914) net interest income $5.4 million; Collins State Bank (#14914) call report June 30, 2026.
Collins State Bank (#14914) noncurrent real-estate loans: none reported; Collins State Bank (#14914) net charge-offs on real estate 0.27%; Collins State Bank (#14914) residential charge-offs 0.61%.
Collins State Bank (#14914) net interest margin 3.87% against an eight-quarter Collins State Bank (#14914) average of 3.61% (Collins State Bank (#14914) compression -0.26 points); Collins State Bank (#14914) non-residential real estate 61.5% of equity; Collins State Bank (#14914) rate-exposure score 40/100, Collins State Bank (#14914) fixed-rate trap 40/100; Collins State Bank (#14914) risk type credit driven; Collins State Bank (#14914) rate regime rates elevated, Collins State Bank (#14914) snapshot October 20, 2026.
Collins State Bank (#14914) stress score moved from 69.7 on June 22, 2026 to 70.6 on October 20, 2026; Collins State Bank (#14914) ranged 69.7 to 70.6 over 117 snapshots.
Collins State Bank (#14914) alerts: 4 counties; top Collins State Bank (#14914) alert scores: Brillion County, WI 23 (low); Kiel County, WI 23 (low); Menomonee Falls County, WI 23 (low); Random Lake County, WI 23 (low).