Cibm Bank (FDIC #11729): Bank Stress & Real-Estate Credit Exposure
Cibm Bank (FDIC Cert #11729): bank stress 82/100, severe, STABLE over 7 days; parent CIB MARINE BANCSHARES INC.
Cibm Bank (#11729) lends in 7 counties across 3 states; Cibm Bank (#11729) reaches 219 ZIP codes: Illinois 5 counties, 147 ZIPs; Indiana 1 county, 41 ZIPs; Wisconsin 1 county, 31 ZIPs.
Cibm Bank (#11729) largest markets: Dupage County, IL (43 branches, 43 ZIPs) (#11729), Marion County, IN (41 branches, 41 ZIPs) (#11729), Champaign County, IL (70 branches, 35 ZIPs) (#11729), Mclean County, IL (33 branches, 33 ZIPs) (#11729), Waukesha County, WI (62 branches, 31 ZIPs) (#11729), Peoria County, IL (28 branches, 28 ZIPs) (#11729).
Cibm Bank (#11729) reports $819.7 million in total assets; Cibm Bank (#11729) equity $80.6 million (9.8% of Cibm Bank (#11729) assets); Cibm Bank (#11729) domestic deposits $669.0 million; Cibm Bank (#11729) net income $2.0 million; Cibm Bank (#11729) return on assets 0.48%; Cibm Bank (#11729) return on equity 4.86%; Cibm Bank (#11729) net interest income $12.2 million; Cibm Bank (#11729) call report June 30, 2026.
Cibm Bank (#11729) noncurrent real-estate loans: none reported; Cibm Bank (#11729) net charge-offs on real estate 0.69%; Cibm Bank (#11729) residential charge-offs 1.24%.
Cibm Bank (#11729) net interest margin 3.08% against an eight-quarter Cibm Bank (#11729) average of 2.78% (Cibm Bank (#11729) compression -0.30 points); Cibm Bank (#11729) non-residential real estate 123.8% of equity; Cibm Bank (#11729) rate-exposure score 40/100, Cibm Bank (#11729) fixed-rate trap 40/100; Cibm Bank (#11729) risk type credit driven; Cibm Bank (#11729) rate regime rates elevated, Cibm Bank (#11729) snapshot October 19, 2026.
Cibm Bank (#11729) stress score moved from 81.6 on June 22, 2026 to 81.5 on October 19, 2026; Cibm Bank (#11729) ranged 81.5 to 81.6 over 116 snapshots.
Cibm Bank (#11729) alerts: 7 counties; top Cibm Bank (#11729) alert scores: Peoria County, IL 45 (moderate); Bloomington County, IL 27 (low); Elm Grove County, IL 27 (low); Indianapolis County, IL 27 (low); Monticello County, IL 27 (low).