First Business Bank (FDIC #15229): Bank Stress & Real-Estate Credit Exposure

First Business Bank (FDIC Cert #15229): bank stress 62/100, elevated, STABLE over 7 days; parent FIRST BUS FINL SERVICES INC.

First Business Bank (#15229) lends in 4 counties across 2 states; First Business Bank (#15229) reaches 137 ZIP codes: Wisconsin 3 counties, 102 ZIPs; Kansas 1 county, 35 ZIPs.

First Business Bank (#15229) largest markets: Dane County, WI (46 branches, 46 ZIPs) (#15229), Johnson County, KS (35 branches, 35 ZIPs) (#15229), Waukesha County, WI (31 branches, 31 ZIPs) (#15229), Outagamie County, WI (25 branches, 25 ZIPs) (#15229).

First Business Bank (#15229) reports $4.41 billion in total assets; First Business Bank (#15229) equity $448.6 million (10.2% of First Business Bank (#15229) assets); First Business Bank (#15229) domestic deposits $3.60 billion; First Business Bank (#15229) net income $30.2 million; First Business Bank (#15229) return on assets 1.41%; First Business Bank (#15229) return on equity 13.89%; First Business Bank (#15229) net interest income $75.4 million; First Business Bank (#15229) call report June 30, 2026.

First Business Bank (#15229) noncurrent real-estate loans: none reported; First Business Bank (#15229) net charge-offs on real estate 0.73%; First Business Bank (#15229) multifamily charge-offs 0.63%.

First Business Bank (#15229) net interest margin 3.80% against an eight-quarter First Business Bank (#15229) average of 3.78% (First Business Bank (#15229) compression -0.02 points); First Business Bank (#15229) rate-exposure score 40/100, First Business Bank (#15229) fixed-rate trap 40/100; First Business Bank (#15229) risk type credit driven; First Business Bank (#15229) rate regime rates elevated, First Business Bank (#15229) snapshot October 19, 2026.

First Business Bank (#15229) stress score moved from 63.3 on June 22, 2026 to 61.7 on October 19, 2026; First Business Bank (#15229) ranged 61.7 to 63.3 over 116 snapshots.

First Business Bank (#15229) alerts: 4 counties; top First Business Bank (#15229) alert scores: Appleton County, WI 21 (low); Brookfield County, WI 21 (low); Leawood County, WI 21 (low); Madison County, WI 21 (low).