Fortifi Bank (FDIC #5286): Bank Stress & Real-Estate Credit Exposure
Fortifi Bank (FDIC Cert #5286): bank stress 55/100, moderate, STABLE over 7 days; parent FIRST BERLIN BCORP INC.
Fortifi Bank (#5286) lends in 6 counties across 1 state; Fortifi Bank (#5286) reaches 121 ZIP codes: Wisconsin 6 counties, 121 ZIPs.
Fortifi Bank (#5286) largest markets: Dane County, WI (46 branches, 46 ZIPs) (#5286), Fond Du Lac County, WI (24 branches, 24 ZIPs) (#5286), Brown County, WI (19 branches, 19 ZIPs) (#5286), Winnebago County, WI (54 branches, 18 ZIPs) (#5286), Marquette County, WI (14 branches, 14 ZIPs) (#5286), Green Lake County, WI (36 branches, 12 ZIPs) (#5286).
Fortifi Bank (#5286) reports $750.4 million in total assets; Fortifi Bank (#5286) equity $90.0 million (12.0% of Fortifi Bank (#5286) assets); Fortifi Bank (#5286) domestic deposits $608.8 million; Fortifi Bank (#5286) net income $5.2 million; Fortifi Bank (#5286) return on assets 1.40%; Fortifi Bank (#5286) return on equity 11.72%; Fortifi Bank (#5286) net interest income $15.0 million; Fortifi Bank (#5286) call report June 30, 2026.
Fortifi Bank (#5286) noncurrent real-estate loans: none reported; Fortifi Bank (#5286) net charge-offs on real estate 1.36%; Fortifi Bank (#5286) residential charge-offs 2.21%.
Fortifi Bank (#5286) net interest margin 4.28% against an eight-quarter Fortifi Bank (#5286) average of 4.29% (Fortifi Bank (#5286) compression 0.01 points); Fortifi Bank (#5286) non-residential real estate 220.7% of equity; Fortifi Bank (#5286) rate-exposure score 40/100, Fortifi Bank (#5286) fixed-rate trap 40/100; Fortifi Bank (#5286) risk type credit driven; Fortifi Bank (#5286) rate regime rates elevated, Fortifi Bank (#5286) snapshot October 19, 2026.
Fortifi Bank (#5286) stress score moved from 49.8 on June 22, 2026 to 55.5 on October 19, 2026; Fortifi Bank (#5286) ranged 49.8 to 55.5 over 116 snapshots.
Fortifi Bank (#5286) alerts: 6 counties; top Fortifi Bank (#5286) alert scores: Green Lake County, WI 28 (low); Green Bay County, WI 20 (low); Montello County, WI 20 (low); Ripon County, WI 20 (low); Waunakee County, WI 20 (low).