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Winnebago County, WI: Foreclosures, Tax Liens & Distressed Properties

Winnebago County, WI, Wisconsin: 18 ZIP codes scored, Winnebago County, WI averaging 22/100 (low, Winnebago, WI), from 12 to 25. Winnebago County, WI is in its expansion phase (Winnebago, WI confidence 31/100): Winnebago, WI home prices up 5.3% (Winnebago, WI) over twelve months. Winnebago County, WI lender headwind: 34/100.

Highest-scoring Winnebago County, WI ZIPs: 54901 (25/100), 54902 (25/100), 54904 (25/100), 54927 (25/100), 54947 (25/100), 54956 (25/100). Also scored in Winnebago County, WI: 54963, 54980, 54985, 54914, 54986, 54964, 54940, 54979, 54971, 54915.

Across Winnebago County, WI's scored ZIPs: median home value $241,953, household income $76,361, 6.9% vacancy, 7.2% poverty, 76% owner-occupied, median age 42.5.

Winnebago County, WI insurance distress 72/100 (#578 in the US); FEMA hazard 63/100 for Winnebago, WI; 6 federal disaster declarations in Winnebago County, WI since 2023 (3 flood); 30 Winnebago, WI NFIP flood claims, $651K paid.

16 banks with 29 branches lend in Winnebago County, WI; Winnebago, WI weighted bank stress 60/100, highest 87/100 in Winnebago, WI.

Winnebago County, WI unemployment 3.3% (Winnebago, WI -0.4 pts, six months); 1,030 new housing units permitted in Winnebago County, WI over twelve months, Winnebago, WI up 71% from 602; Winnebago, WI home prices +11.6% a year (Winnebago, WI) over three years.

77,318 housing units in Winnebago County, WI; 24,617 Winnebago, WI renter households; 39% of Winnebago, WI renters spend 30%+ of income on rent, 16% (Winnebago, WI) half or more.

Winnebago County, WI ranks #3,015 nationally on the opportunity index (Winnebago, WI, among all ranked counties); Winnebago, WI scores 23.0/100 and Winnebago, WI sits #53 inside Wisconsin. Winnebago, WI is in the weak opportunity phase; Winnebago, WI's primary driver is bank institutional, Winnebago, WI second driver vacancy; Winnebago, WI moved up 85 places. 28 short-sale listings across Winnebago, WI; 117 days on market observed in Winnebago, WI; 6.4% vacancy over 18 Winnebago, WI ZIPs.

0.4% of Winnebago County, WI mortgages were ninety-plus days late in December 2025; Winnebago, WI's thirty-to-eighty-nine-day share was 1.6% (CFPB county sample). Winnebago, WI's ninety-day rate is unchanged on twelve months earlier; the Winnebago, WI peak since 2008 was 2.9% in August 2010; Wisconsin overall reads 0.5%.

Winnebago County, WI has 11 watched banks; 11 Winnebago, WI banks sit in an elevated band. Winnebago, WI footprints: Associated Bank Na (5 branches, stress 68) in Winnebago, WI; Fortifi Bank (3 branches, stress 55) in Winnebago, WI; Nicolet National Bank (3 branches, stress 50) in Winnebago, WI.

HUD lists 9 assisted multifamily properties in Winnebago County, WI with 327 units; 228 Winnebago, WI units are assisted, 3 Winnebago, WI properties under project-based Section 8.

4,651 of the 77,318 housing units in Winnebago, WI sit vacant. Winnebago County, WI permitted 730 multifamily units in twelve months; Winnebago, WI's one-to-four unit structures added 300 units in Winnebago County, WI.

Expansion
Market phase
5.3%
Winnebago, WI HPI YoY
0%
Drawdown
31
Winnebago confidence

Most distressed ZIP codes in Winnebago County

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