ZIP 54904 Property Distress & Foreclosure Data

ZIP code 54904 in Winnebago County, Wisconsin carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 53/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (53/100), structural risk (53/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (66/100)).

The expansion-phase market in 54904 posted values that rose 7.4% over the year, and 22% higher over three years, at 41/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 22,428 with a median age of 46. 80% of housing is owner-occupied. The typical home is worth about $281,000 (2.7× income, relatively affordable). Rent burden reaches 25% of tenant households. There are about 10,112 housing units across 54904. The poverty rate is 5.5% — low. The demographic-stress sub-score lands at 21/100. Around 42% of adults hold a bachelor's degree or higher. Vacancy runs 3.8%. At $95,813, median income runs above typical U.S. levels.

Broadly, 54904 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.